Client Focused, Community Driven
At Capital City Home Loans, we are a team of dedicated professionals committed to providing exceptional mortgage services to our clients. We take pride in being a client-focused and community-driven organization, built on the principles of integrity, innovation, and teamwork. Our brand is our people, our service, and our commitment to delivering the best possible experience for our customers.
Our Story
Capital City Home Loans was founded on the principles of community and integrity. We believe that our independence and optimism set us apart from other lenders. We combine old-fashioned values with innovative lending products to provide our clients with a wide range of mortgage financing options. Our primary focus is on purchase business, and we have built strong relationships with local realtors and builders to help our clients achieve their dreams of homeownership.
Our Services
We offer a suite of mortgage financing options, including FHA, VA, conventional, jumbo, and portfolio products. Our team of experienced mortgage consultants will work with you to find the best loan program for your unique situation. Whether you're a first-time homebuyer or a seasoned homeowner, we have the expertise and resources to guide you through the mortgage process. Our loan programs include:
- FHA Loans
- VA Loans
- Conventional Loans
- Jumbo Loans
- Specialty Construction Loans
- Down Payment Assistance Programs
- Government Loans
Our Commitment
At Capital City Home Loans, we are committed to being the best and strongest lender in the Southeast. We achieve this by empowering our associates to help each and every client choose the best options for their unique situation. We also prioritize community reinvestment programs and employ over 200 talented people throughout our footprint. Our associates are dedicated to the success of each and every client, and we strive to make a positive impact in the communities we serve.
Our Leadership
Our leadership team, consisting of Greg Shumate, CEO, and Alex Koutouzis, President, has a combined experience of over 50 years in the mortgage industry. They bring a wealth of knowledge and expertise to the company, driving results through strategic planning, collaboration, and innovation.
Our Culture
At Capital City Home Loans, we have a top-down culture of giving, where our leadership strongly encourages and supports our team members to get involved with charitable organizations. We believe in giving back to the communities we serve and making a positive impact on the world around us.
Outstanding Loan Servicing Company
Capital City Home Loans has received rave reviews from numerous satisfied customers. The common thread among these reviews is the exceptional service provided by Wendy Mitchell and her team.
Professionalism and Expertise
Wendy Mitchell is consistently praised for her professionalism, knowledge, and attention to detail. She has been described as "an absolute dream" to work with, and her team has been commended for their efficiency, responsiveness, and helpfulness.
Smooth and Seamless Process
Many reviewers have mentioned the smooth and seamless process of working with Wendy and her team. They have made the loan process easy to understand and navigate, even for first-time homebuyers.
Communication and Problem-Solving
Wendy and her team have been praised for their clear communication, prompt responses, and ability to solve problems. They have been described as "laser-focused" on getting the job done, even in challenging transactions.
Personal Recommendations and Repeat Business
Many reviewers have stated that they would highly recommend Wendy and her team to others and would definitely use their services again in the future.

Be the first to review Brandmortgage.
Write a Review