Business Details
50+ Years
experience
Emergency
services
Your Trusted Financial Partner in North Platte
Since 1941, North Platte Union Pacific Employees Credit Union has dedicated itself to providing comprehensive financial solutions tailored to Union Pacific Railroad employees and their families. Our commitment to fostering long-term financial well-being is reflected in our diverse range of services, including competitive loan programs, savings and checking accounts, investment opportunities, and innovative digital banking tools. With over 75 years of localized expertise, we prioritize personalized service and financial education to empower our members. Our state-of-the-art online and mobile platforms offer 24/7 account access, bill payment, and real-time transaction monitoring, ensuring convenience without compromising security.As a federally insured credit union, we maintain rigorous compliance standards while offering personalized support through our experienced team. Our physical branch in North Platte, Nebraska, remains a trusted hub for face-to-face consultations, while our digital services extend our reach to members nationwide. We continually refine our offerings to meet evolving financial needs, maintaining our founding principle of community-focused banking.
Services
Savings Accounts
Checking Accounts
Personal Loans
Vehicle Financing
Investment Services
Mobile Banking
Bill Payment
Prepaid Cards
Share Certificates
IRA Accounts
Details
- Year established: 1941
Highlights and features
- We offer over 75 years of specialized financial expertise for Union Pacific employees
- Our competitive loan rates and flexible repayment options reduce financial stress
- 24/7 digital banking provides secure, real-time account management from anywhere
- Federally insured status ensures maximum security for member deposits
- Local branch services combine personalized attention with nationwide digital access
Associations and certifications
- NCUA
Services
Personal Loans
Our personal loan program offers flexible financing solutions for debt consolidation, major purchases, or unexpected expenses. Members benefit from competitive interest rates, no collateral requirements, and streamlined approval processes. Loan terms and amounts are tailored to individual credit profiles and financial needs.
Mobile Banking
24/7 mobile access enables real-time account management through secure smartphone applications. Features include balance checks, fund transfers, bill payments, check deposits, and transaction alerts. The platform integrates with both iOS and Android operating systems for seamless financial management on the go.
Share Certificates
Fixed-term share certificates provide guaranteed returns with terms ranging from 6 to 60 months. Competitive rates increase with longer terms, and step-up options allow rate adjustments if market conditions improve during the certificate period.
Vehicle Financing
New and used vehicle financing options feature low APRs and flexible repayment terms. Pre-approval process simplifies dealership purchases, while existing members can access refinance options. Loan-to-value ratios and down payment requirements align with industry best practices.
Prepaid Cards
Reloadable Visa prepaid cards offer secure payment solutions without credit checks. Features include purchase protection, travel assistance, and global acceptance. Lost card replacement and transaction monitoring ensure maximum security for domestic and international use.
Questions
How do I apply for a personal loan?
Visit our North Platte branch or contact us at 308-532-4426 to discuss loan options. We'll guide you through the application process and required documentation.
What digital banking features are available?
Our mobile app supports account management, bill payments, check deposits, fund transfers, and real-time transaction alerts 24/7.
Are there minimum balance requirements?
Checking accounts require $50 to open but have no ongoing minimums. Savings accounts need $25 for membership and $5 for secondary accounts.
How does the skip-a-pay program work?
Eligible members can skip one loan payment annually for $25. Complete the form available at our branch or through customer service.
What investment options exist?
We offer IRAs (Traditional, Roth, Educational) and share certificates with terms from 6-60 months, including step-up rate options.