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Stalwart Financial Planning Stalwart Financial Planning
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Business Details
14 Years
experience
Your Trusted Fee-Only Financial Adviser in Fayetteville, NC
Stalwart Financial Planning was founded with a clear mission: to provide commission-free financial planning and investment management to individuals of all backgrounds. Our fee-only model ensures unbiased advice tailored to each client's unique needs, with no minimum asset or net worth requirements. With over two decades of combined experience in financial services, our team specializes in tax planning, estate planning, cash flow management, and retirement strategies.

We adhere to the highest ethical standards as a Registered Investment Adviser and NAPFA member, prioritizing client success through transparent communication and data-driven decision-making. Our 7-Step Financial Success Process offers a structured yet flexible approach to achieving long-term financial goals, supported by ongoing education and personalized guidance.
Services
Tax Planning Estate Planning Cash Management Insurance Analysis Educational Funding Investment Management Retirement Planning
Details
  • Year established: 2012
Highlights and features
  • We offer conflict-free, fee-only financial advice with no product sales
  • Our 7-step process ensures comprehensive and personalized financial planning
  • Hourly rates provide accessible expertise without asset minimums
  • Certified Financial Planner with 20+ years of technical and financial experience
  • NAPFA membership guarantees adherence to fiduciary standards
Associations and certifications
  • NAPFA
  • CFP
  • Registered Investment Adviser
Update Listing
Services
Tax Planning
Our tax planning services identify legal strategies to minimize tax liabilities through strategic investment placement and timing of income. We analyze current financial situations to implement customized tax-efficient solutions that adapt to changing regulations. Clients receive ongoing guidance to maximize after-tax returns while maintaining compliance with federal and state requirements.
Estate Planning
Estate planning services focus on preserving wealth for future generations through wills, trusts, and advanced directives. We coordinate with legal professionals to create comprehensive plans addressing asset distribution, guardianship, and healthcare directives. Our approach ensures clients' wishes are honored while minimizing estate tax impacts and probate complications.
Cash Management
Cash management solutions optimize short-term financial resources through debt reduction and emergency fund strategies. We develop personalized budgets and savings plans to improve financial stability. This service helps clients balance immediate needs with long-term goals while maintaining adequate liquidity for unexpected expenses.
Insurance Analysis
Our insurance analysis evaluates life, disability, and long-term care coverage needs to protect against financial risks. We provide objective recommendations for appropriate coverage levels without product sales incentives. Clients receive referrals to ethical insurance providers and guidance on policy selection and implementation.
Educational Funding
Educational funding planning identifies optimal savings strategies for college expenses through 529 plans and other investment vehicles. We analyze financial aid implications and tax benefits to maximize educational resources. This service helps families create structured savings plans while balancing other financial priorities.
People
Isaac Reginald Allen
Founder/Principal
MBA and Certified Financial Planner with 20+ years in financial services. Former IBM executive and NAPFA-registered advisor specializing in fee-only planning. Developed 7-Step Financial Success Process to make planning accessible to all income levels.
Questions
What financial planning services do you offer?
We provide tax planning, estate planning, cash management, insurance analysis, educational funding, and retirement planning services using our 7-Step Financial Success Process.
Are your financial planning fees tax deductible?
Yes, financial planning fees may be tax deductible as miscellaneous itemized deductions subject to IRS limitations. Consult your tax professional for specific advice.
Do you work with clients outside North Carolina?
As a Registered Investment Adviser, we serve clients in NC and other jurisdictions where exempted. Remote consultations available via phone or video conferencing.
How are your financial planning services priced?
Services are billed hourly at $250/hour. Comprehensive plans typically range from $2,750 to $4,000 based on complexity. We provide written cost estimates before starting any engagement.
Can businesses access your financial advisory services?
Yes, we offer employee financial education programs and executive financial coaching to organizations seeking unbiased investment advice for their workforce.