Where every horse and rider finds their perfect match
DML Mortgage, founded by David M. Lichtman, has been fulfilling home ownership dreams since 1988. With over 25 years in business, DML Mortgage has successfully assisted numerous individuals in achieving their dream of home ownership, closing approximately a billion dollars in mortgage loans and over 15,000 loans. Our commitment to persistence, honesty, and integrity sets us apart in the industry.
Our founder, David M. Lichtman, is a graduate of Michigan State University, Universidad de Denia, and Universidad Extremadura, Spain. His career in the mortgage industry began as a loan originator for Empbanque Capital Corporation in 1986. After working in Madrid, Spain for the Needham Harper Worldwide Advertising subsidiary, Carvis/Needham, David became fluent in Spanish, which significantly enriched his career. He then grew his business at DML Mortgage in the NY, NJ, CT Tri-State area.
David's personal mottos, "Whether it's time or money, go to Dave for the Save, " and "DML, Your Neighborhood Mortgage Store, " encapsulate the core values of DML Mortgage. We focus on providing personal attention and true savings to our customers. Our team is dedicated to doing the right thing and offering options to our borrowers.
Our current staff includes sales, underwriting, and processing support. We are licensed in and have sales support staff, Loan Processors, and Loan Officers covering New York, New Jersey, Connecticut, Pennsylvania, and Florida. Since our establishment in 1988, we have consistently provided exceptional service to our clients.
The DML Difference
At DML Mortgage, we understand that each client's needs are unique. Therefore, we offer a wide range of mortgage services to cater to different requirements. Our services include:
- Fixed Rate Mortgage: 30, 20, 15 Year Conforming Jumbo Mortgage
- Agency Jumbo: 30, 15
- Adjustable Rate Mortgage
- Buy Down
- Reverse Mortgage
- Commercial Mortgage
- Construction Loan
- 203k/Fannie Mae HomeStyle
- HUD Approved FHA/VA
- USDA Rural Loans
- SONYMA
Our team of experienced professionals is dedicated to providing you with the best options available. We believe in transparency and will guide you through the entire process, ensuring that you make an informed decision about your mortgage.
Where We Work
DML Mortgage operates in several states, including New York, New Jersey, Connecticut, Pennsylvania, and Florida. Our extensive network of sales support staff, Loan Processors, and Loan Officers ensures that we can provide exceptional service to clients across these regions.
Our commitment to our clients is unwavering, and we strive to make the mortgage process as smooth and stress-free as possible. Whether you're purchasing a new home, refinancing an existing loan, or exploring other mortgage options, DML Mortgage is here to help.
Mortgage Services
DML Mortgage offers a variety of mortgage services designed to meet the diverse needs of our clients. From fixed-rate mortgages to adjustable-rate mortgages, we have options that cater to different financial situations and goals.
Our team of experienced mortgage professionals will work closely with you to understand your requirements and provide personalized solutions. We believe in building long-term relationships with our clients and are dedicated to helping you achieve your dream of home ownership.
Resources
At DML Mortgage, we understand that navigating the mortgage process can be complex and overwhelming. Therefore, we provide a range of resources to help you make informed decisions about your mortgage. Our FAQ section answers common questions about mortgages, and our team is always available to address any concerns you may have.
In addition, we regularly publish articles on mortgage-related topics to keep our clients updated on the latest trends and changes in the industry. Our goal is to empower you with knowledge, enabling you to make the best decisions for your financial future.
News & Events
Stay updated with the latest news and events from DML Mortgage. Our team regularly attends industry conferences and seminars to stay current with the latest developments in the mortgage industry. We also participate in local events and seminars, providing educational workshops and one-on-one consultations to help our clients better understand their mortgage options.
By staying informed about the latest trends and changes in the mortgage industry, we can provide our clients with the most accurate and up-to-date information, ensuring that they make the best decisions for their financial future.

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