Umcu

University of Michigan Credit Union (UMCU) is a full-service financial institution dedicated to providing exceptional banking services and financial wellness resources to the University of Michigan community, Eastern Michigan University, Washtenaw Community College, and surrounding communities. Founded on the principles of service, integrity, and member empowerment, UMCU has a rich history of supporting our members' financial goals and enriching the lives of individuals and families in our region.

Our Commitment to Members

At UMCU, we believe in building strong, lasting relationships with our members. We aim to be more than just a bank; we strive to be a trusted partner in their financial journey. Our team of dedicated financial professionals is committed to providing personalized guidance, tailored solutions, and exceptional customer service. We understand that every member has unique needs and aspirations, and we are dedicated to helping them achieve their financial dreams, whether it's buying a home, saving for college, or starting a business.

Products and Services

UMCU offers a comprehensive range of financial products and services to meet the diverse needs of our members. From traditional banking services like checking and savings accounts to innovative lending options, we have the right solutions to help you manage your money effectively.

Our selection of checking accounts caters to various lifestyles and financial needs, while our savings accounts offer competitive interest rates and convenient access to your funds. We also provide a wide array of loan products, including auto loans, home improvement loans, student loans, personal loans, and mortgages. Our team of loan specialists is available to guide you through the loan process, helping you find the best rates and terms to suit your situation.

Beyond traditional banking, UMCU offers valuable resources and tools to help you enhance your financial well-being. Our free financial education workshops cover a variety of topics, from budgeting and debt management to investing and retirement planning. We also offer online resources and tools to help you track your spending, manage your budget, and make informed financial decisions.

Nurturing Our Community

As a community-focused credit union, UMCU is deeply committed to giving back and making a positive impact in the lives of our members and the communities we serve. Through our philanthropic initiatives and outreach programs, we strive to support local organizations and initiatives that promote education, health, arts and culture, and economic development. We believe in investing in our community's future and creating a brighter tomorrow for all.