Business Details
Your Trusted Financial Partner in Abilene
At First Priority Credit Union, we have dedicated ourselves to serving the financial needs of the Big Country community since our founding. Our member-owned cooperative model allows us to offer competitive rates on mortgages, auto loans, and credit products while maintaining a personal touch that larger institutions cannot match. With over 25 years of combined leadership experience from our team, we provide tailored financial solutions backed by cutting-edge digital tools like our mobile banking app and HomeTeller platform. Our commitment to community extends beyond financial services through active volunteer initiatives and local partnerships. We maintain federal insurance through the National Credit Union Administration, ensuring member deposits are protected up to $250,000.Our dual focus on technological innovation and hometown service creates a unique banking experience where members receive both modern convenience and personalized attention. Through programs like early ACH payment access and flexible loan options, we empower members to achieve financial stability. Our leadership team brings decades of credit union expertise, with specialized knowledge in mortgage lending and financial management. We maintain strict compliance with Texas Credit Union Department regulations while actively seeking ways to improve accessibility for all members. This combination of regulatory compliance, community focus, and member-centric service has made us a trusted financial partner in Abilene for over a quarter century.
Services
Mortgage Loans
Auto Loans
Visa Credit Cards
Share Accounts
Mobile Banking
Loan Pre-Approval
Financial Counseling
ACH Services
Credit Building
IRA Accounts
Highlights and features
- We offer member-owned cooperative banking with personalized service
- Our mobile app provides early ACH payment access
- Leadership team brings 25+ years combined credit union experience
- Federally insured deposits up to $250,000 through NCUA
- Community-focused financial solutions with local decision-making
Associations and certifications
- National Credit Union Administration
What people say
Lower loan rates
Friendly personal service
Great deal on a car
Community focus
Volunteer work
Services
Mortgage Loans
We simplify home financing with personalized mortgage solutions tailored to individual financial situations. Our local loan officers provide expert guidance through the entire process from pre-approval to closing. Competitive rates and flexible terms help members achieve homeownership while maintaining financial stability.
Auto Loans
Our auto loan program offers competitive rates for new and used vehicle purchases with personalized terms. Loan officers work directly with members to find affordable payment plans that fit their budget. We specialize in helping members secure financing for cars, trucks, and recreational vehicles.
Mobile Banking
Our mobile app provides 24/7 account access with features like remote deposit, bill pay, and early ACH payment options. Members can manage accounts, transfer funds, and monitor transactions securely from any smartphone. The app combines convenience with robust security measures for safe banking on the go.
Share Accounts
We offer various share account options including regular savings, Christmas clubs, and IRA accounts with competitive dividend rates. These accounts provide secure places to grow savings while maintaining liquidity. Specialized accounts help members achieve specific financial goals like holiday spending or retirement planning.
Financial Counseling
Our financial counseling services help members improve money management skills and build better financial futures. We offer personalized guidance on budgeting, debt reduction, and credit building strategies. Staff with decades of experience provide practical solutions tailored to individual circumstances.
People
Lisa Cox
Loan Officer
With 35+ years of credit union experience, Lisa specializes in helping members find affordable financing solutions for vehicles and vacations. She has served the community since 1996.
Cathy Higgins
President
As president since 1996, Cathy brings 42 years of financial industry experience including 31 years in credit unions. She focuses on strategic leadership while maintaining community connections.
Questions
How do I become a member?
Membership is open to everyone in the Big Country area. Visit our Abilene branch or apply online to start enjoying credit union benefits.
What loan approval timeframe should I expect?
Pre-approvals can often be completed within one business day. Full mortgage approvals typically take 2-3 weeks with our streamlined process.
How does early ACH payment work?
Our mobile app lets members access funds from pending ACH deposits before official processing completes, providing earlier access to payroll or benefits.
What if my card is lost or stolen?
Call us immediately at (325) 692-4089 during business hours or 1-800-682-6075 after hours to report lost/stolen VISA cards and request replacements.
Are my deposits insured?
Yes, all savings accounts are federally insured up to $250,000 by the National Credit Union Administration, a U.S. government agency.