Business Details
21 Years
experience
Your Trusted Mortgage Partner in Aiea, Hawaii
Since 2005, Pacific Rim Mortgage has been dedicated to providing exceptional mortgage services to homebuyers and refinancers across Hawaii. Our team of seasoned professionals, with an average of 12 years of experience in mortgage lending, specializes in VA, Conventional, FHA, and USDA loan programs for both new purchases and refinances. We pride ourselves on delivering a seamless, stress-free experience through transparent communication and industry-leading efficiency, consistently closing loans in 30 days or less.Our commitment to personalized service ensures that each client receives tailored solutions that align with their unique financial goals. As a locally rooted business, we understand the distinct needs of Hawaii's real estate market and strive to make homeownership accessible and straightforward for every client we serve. Our dedication to excellence has earned us numerous awards and the trust of countless satisfied customers throughout our years in operation.
Services
Home Mortgages
Conventional Loans
VA Loans
FHA Loans
USDA Loans
Refinance Services
Cash-Out Refinance
Debt Consolidation
Home Improvements
Online Applications
Details
- Year established: 2005
Highlights and features
- Our team averages over 12 years of mortgage lending experience
- We offer all major loan programs including VA, FHA, and USDA options
- We close loans in 30 days or less with transparent communication
- We provide customized mortgage solutions for unique financial situations
- We maintain a stress-free, client-focused home buying experience
Services
Home Mortgages
We provide comprehensive home mortgage solutions tailored to individual needs. Our services include conventional, VA, FHA, and USDA loan programs for new home purchases. With industry-leading efficiency, we close loans in 30 days or less while maintaining transparent communication throughout the process. Our experienced team ensures a stress-free experience for first-time buyers and seasoned investors alike.
Refinance Services
Our refinance solutions help homeowners reduce monthly payments, consolidate debt, or access home equity. We specialize in VA IRRRL, FHA streamline, and conventional refinancing options. By analyzing each client's unique financial situation, we create customized strategies to improve their mortgage terms while maintaining a straightforward, transparent process from start to finish.
VA Loans
We offer specialized VA loan programs for active military, veterans, and eligible spouses. These government-backed loans feature $0 down payment options and flexible qualification guidelines. Our team has extensive experience navigating VA requirements for both purchases and refinances, ensuring veterans receive the maximum benefits available through this important program.
FHA Loans
Our FHA loan program provides accessible homeownership opportunities with low down payments and flexible credit requirements. We guide clients through the FHA process for both purchases and streamline refinances, helping first-time buyers and those with unique financial circumstances achieve their homeownership goals through this government-backed mortgage solution.
USDA Loans
We specialize in USDA loans offering $0 down payment options for eligible rural property buyers. Our team helps clients navigate area-specific qualifications and requirements for these government-backed mortgages. This program enables qualified applicants to achieve homeownership with minimal upfront costs while maintaining competitive interest rates and favorable terms.
People
Derek Tanga
Mortgage Loan Originator
With extensive mortgage lending experience, Derek Tanga specializes in helping Hawaii residents achieve homeownership through personalized mortgage solutions and expert guidance.
Jodie Tanga
Mortgage Loan Originator
Jodie Tanga brings years of mortgage expertise to Pacific Rim Mortgage, focusing on delivering tailored financing solutions that meet the unique needs of Hawaii homebuyers.
Kasie Herman
Mortgage Loan Originator
Kasie Herman provides professional mortgage guidance with a commitment to making the home financing process simple and stress-free for clients across Hawaii.
Questions
What loan programs do you offer?
We offer conventional, VA, FHA, and USDA loan programs for both home purchases and refinances with competitive rates and flexible terms.
How quickly can you close a mortgage?
Our average closing time is 30 days or less through our efficient, streamlined mortgage process with transparent communication.
Do you offer refinancing options?
Yes, we provide various refinancing solutions including rate reduction, cash-out options, and specialized programs for VA and FHA loans.
Are you licensed to operate in Hawaii?
We are a licensed Hawaii Mortgage Loan Originator Company with state license #HI-1849080 and NMLS #1849080.
Can first-time homebuyers get assistance?
Yes, we specialize in helping first-time buyers through FHA and USDA programs with low down payment options and personalized guidance.
