Business Details
17 Years
experience
Your Trusted Partner for Financial Planning Solutions
Bear Mountain Capital has been dedicated to providing comprehensive financial solutions since 2009. Our team of experienced professionals specializes in financial planning, investment management, and holistic wealth strategies tailored to individual client needs. With a client-first philosophy, we combine personalized service with rigorous analysis to help individuals navigate complex financial landscapes.Our approach emphasizes long-term relationships, transparent communication, and adaptive strategies that evolve with market conditions and life changes. Headquartered in Seattle, we serve clients across Washington State and beyond, leveraging technology to maintain accessibility while upholding the highest standards of professional integrity.
Services
Financial Planning
Investment Management
Comprehensive Advice
Sustainable Investing
Real Estate Income Fund
Details
- Year established: 2009
Highlights and features
- We offer personalized financial planning tailored to your unique life goals
- Our investment strategies focus on tax-efficient, long-term wealth growth
- We maintain transparent fee structures with no hidden costs
- Our team holds CFA, CFP, and CPA designations for specialized expertise
- We provide quarterly portfolio reviews and market performance updates
Services
Financial Planning
Our financial planning service creates customized roadmaps for your financial future. We analyze your current situation, establish clear goals, and develop actionable strategies for retirement, education funding, and wealth preservation. Through ongoing reviews and adjustments, we ensure your plan evolves with life changes and market conditions while maintaining tax efficiency and risk-appropriate allocations.
Investment Management
We construct and maintain diversified investment portfolios aligned with your risk tolerance and objectives. Our approach combines core index funds with alternative investments, emphasizing tax-loss harvesting and cost efficiency. Regular rebalancing ensures portfolio integrity while our ESG options allow values-based investing without compromising returns or diversification.
Comprehensive Advice
Beyond planning and investing, we provide holistic financial guidance through our professional network. This includes connecting clients with estate attorneys, tax specialists, and insurance experts. Our technology platforms offer real-time portfolio access and performance tracking while quarterly reviews ensure continuous alignment with your evolving financial needs.
Sustainable Investing
Our sustainable investing program integrates environmental, social, and governance factors into portfolio construction. We screen investments based on climate impact, labor practices, and corporate governance while maintaining financial viability. This approach allows clients to align personal values with investment decisions without sacrificing diversification or long-term growth potential.
Real Estate Income Fund
The Canyon Creek Investment Fund provides accredited investors access to exclusive real estate opportunities. This non-public fund focuses on income-generating properties with lower volatility than traditional real estate investments. It offers diversification benefits and potential tax advantages through specialized structures unavailable in public market alternatives.
People
Joe Day
Founder & Portfolio Manager
CFA charterholder with 20+ years in investment advisory. Founded Bear Mountain Capital in 2009 after experience in Seattle's financial sector. Specializes in portfolio construction and client relationship management.
Luke Collova
Certified Financial Planner
CFP professional with expertise in financial planning and client advisory services. Joined Bear Mountain Capital after transitioning from insurance industry. Focuses on personalized wealth management solutions for individuals and families.
Ryan Moriwake
CPA & Financial Advisor
CPA-certified advisor with Seattle University finance background. Specializes in tax-efficient planning and investment strategies. Provides analytical expertise for complex financial situations and retirement planning.
Nicole Northcutt
Director of Operations
20-year operations specialist with commercial banking background. Manages firm operations and client service processes. Implements efficiency improvements while maintaining personalized client support standards.
Peter Kulseth
Junior Financial Analyst
Recent Gonzaga University graduate with economics focus. Supports portfolio management and financial analysis. Provides technical expertise in investment research and client reporting systems.
Questions
What financial planning services do you offer?
We provide comprehensive financial planning covering retirement strategies, tax optimization, estate planning, and personalized investment management tailored to your specific goals.
Do you specialize in sustainable investing?
Yes, we offer ESG (Environmental, Social, Governance) investment options that align with both financial objectives and ethical values through our sustainable investing programs.
How do you handle investment management?
Our approach combines risk assessment, portfolio diversification, and tax-efficient strategies using both public and alternative investments to meet long-term financial objectives.
What areas do you serve?
While based in Seattle, we work with clients throughout Washington State and maintain digital capabilities to serve clients across the United States.
What qualifications do your advisors hold?
Our team includes CFA charterholders, CFP professionals, and CPA-certified advisors with combined decades of experience in financial services and wealth management.
