Mark R Tober JD CFP

Building Your Financial Future Together

At Alliance Mortgage Lending, we're more than just a mortgage broker - we're your trusted partner in achieving your homeownership dreams. With over two decades of experience guiding clients in San Clemente and throughout California, we understand the complexities of the housing market and are committed to providing personalized guidance and support tailored to your individual needs.

Our Expertise

We offer a comprehensive range of mortgage solutions, including:

• First-Time Homebuyers: We help first-timers navigate the exciting yet daunting process of buying their first home, guiding them through loan options, down payment assistance programs, and closing procedures.
• Refinancing: Current homeowners can leverage their home equity to reduce their mortgage payments, access cash for unforeseen expenses, or simply secure a lower interest rate.
• Cash-Out Refinance: This option allows you to extract equity from your home and utilize it for large expenses such as home renovations, debt consolidation, or investments.
• Investment Properties: We provide financing solutions for purchasing rental properties, covering both residential and commercial properties.
• Variety of Loan Programs: We offer a diverse selection of loan options to fit different credit scores, income situations, and property types.

Personalized Guidance & Support

Our dedicated team of mortgage professionals will work closely with you through every step of the process, from pre-qualification and loan application to closing and beyond. We'll:

• Guide you through the entire process and answer your questions in clear and concise language.
• Help you compare different loan options and choose the one that best suits your needs.
• Secure competitive interest rates and financing terms.
• Assist you with understanding closing costs and fees.
• Advocate for your needs throughout the process and ensure a smooth and stress-free experience.

Partnering with Alliance Mortgage Lending means

• Access to a wide range of loan options and competitive rates
• Personalized attention and exceptional customer service
• Guidance and expertise from experienced mortgage professionals
• Transparent communication and clear explanations every step of the way

Let's start building your financial future together. Contact us today to discuss your mortgage needs and explore the possibilities!