Business Details
Your Trusted Financial Partner for Medical Sales Professionals
Pulse Wealth was founded by David Dedman, a financial advisor with over 30 years of experience, to address the unique needs of medical sales professionals. Our firm operates as a fee-only fiduciary, ensuring that every recommendation prioritizes client interests without conflicts of interest. We specialize in creating tailored financial strategies that align with the variable income structures, career demands, and long-term goals of medical sales professionals. Our services include comprehensive financial planning, tax optimization, investment management, and estate strategies, all delivered through a transparent flat-fee model.With a focus on proactive quarterly reviews and technology-driven convenience, we help clients build wealth with purpose while maintaining control over their financial futures. Our commitment to transparency, fairness, and client-first service has positioned us as a trusted partner for high-earning professionals seeking coordinated financial solutions.
Services
Financial Planning
Tax Optimization
Investment Management
Estate Planning
Retirement Strategy
Risk Mitigation
Stock Compensation Planning
Quarterly Reviews
Tax-Loss Harvesting
Family CFO Services
Highlights and features
- We operate as a fiduciary, legally obligated to prioritize your financial interests.
- Our flat-fee model eliminates conflicts of interest from commissions or hidden fees.
- We specialize in financial strategies tailored specifically for medical sales professionals.
- Quarterly reviews ensure your plan adapts to evolving career and life changes.
- We integrate tax planning, investments, and estate strategies into one coordinated plan.
Associations and certifications
- ChFC
- AWMA
What people say
Tailored financial strategies
Transparent flat-fee model
Proactive tax planning
Quarterly review process
Specialized expertise
Services
Financial Planning
Our comprehensive financial planning service creates personalized roadmaps aligned with medical sales professionals' variable incomes and career timelines. We integrate tax optimization, investment management, and estate planning to build coordinated strategies that evolve with your professional growth. Quarterly reviews ensure your plan remains aligned with changing life circumstances and financial goals.
Tax Optimization
Specialized tax planning addresses the unique challenges of commission-based income and equity compensation. We implement strategies to reduce tax exposure through Roth conversions, tax-advantaged investments, and coordinated asset placement while ensuring compliance with complex tax regulations affecting high-earning professionals in the medical sales industry.
Investment Management
Our investment approach combines ETF-based portfolios with Nobel Prize-winning factor strategies to create tax-efficient, risk-adjusted solutions. We focus on minimizing fees through direct ETF investments and automate tax-loss harvesting to maximize after-tax returns while aligning portfolios with the specific cash flow patterns of medical sales professionals.
Family CFO Services
This premium service acts as a centralized financial command center for high-income families, coordinating investments, taxes, estate planning, and risk management. We provide proactive oversight through customized dashboards and regular check-ins to simplify complex financial lives while ensuring all elements work together cohesively.
Retirement Strategy
Our retirement planning service analyzes multiple income sources including 401(k)s, brokerage accounts, and company stock to create sustainable withdrawal strategies. We conduct detailed retirement analyses to determine optimal retirement ages and spending levels while implementing tax-efficient income generation techniques for long-term financial security.
People
David Dedman
Founder
David Dedman is the founder of Pulse Wealth with over 30 years of financial advisory experience. A former consultant at major brokerage firms, he established this fee-only fiduciary practice to provide transparent financial guidance. Certified as ChFC and AWMA, David specializes in serving medical sales professionals while maintaining a client-first philosophy.
Questions
What financial services do you specialize in for medical sales professionals?
We provide comprehensive financial planning including tax optimization, investment management, retirement strategy, and estate planning specifically tailored to medical sales professionals' variable income structures and career timelines.
How does your fee structure work?
Our transparent flat-fee model charges $550 monthly per household for all services, eliminating conflicts of interest from commissions or hidden fees while providing unlimited investment management and quarterly planning reviews.
How do you handle tax planning for commission-based income?
We implement specialized strategies addressing variable income patterns through tax-advantaged investments, Roth conversions, and coordinated asset placement to minimize tax exposure while maintaining compliance with complex regulations.
What makes your approach different from traditional advisors?
As a fiduciary fee-only firm, we avoid commissions and product sales, focusing solely on personalized planning. Our quarterly review process and technology-driven approach create more value at lower costs compared to traditional advisory models.
How do you work with clients remotely?
We use secure digital platforms for virtual meetings, portfolio management, and document sharing. Our clients access customized financial dashboards and maintain regular communication through scheduled quarterly reviews and on-demand consultations.
