Business Details
14 Years
experience
Emergency
services
Your Trusted Iowa Insurance Partner
Established in 2012, Petersen Agency has grown from a specialized crop insurance provider to a full-service insurance agency serving individuals and businesses across Iowa. Our team combines decades of local agricultural experience with comprehensive industry knowledge to deliver personalized insurance solutions. We prioritize understanding each client's unique needs, whether in auto, home, life, crop, or commercial insurance, ensuring tailored protection. With deep roots in the Elk Horn and Exira communities, we emphasize transparency, reliability, and support for local initiatives.Our professionals, including veterans like Kyle and lifelong residents like Troy and Dustin, bring integrity and expertise to every policy. By focusing on long-term relationships and ethical service, we aim to be the trusted partner for all insurance needs. Our commitment extends beyond policies, fostering community growth through active involvement in schools, local events, and agricultural support programs.
Services
Auto Insurance
Life & Health Insurance
Home Insurance
Crop Insurance
Commercial Insurance
Other Insurance
Details
- Year established: 2012
Highlights and features
- We provide personalized insurance solutions tailored to Iowa farm, family, and business needs.
- Our team combines over 30 years of local agricultural and insurance expertise.
- Three generations of community involvement ensure deep understanding of regional needs.
- We offer 24/7 emergency support for urgent insurance claims assistance.
- Military veteran staff bring disciplined service excellence to every client interaction.
What people say
Knowledgeable staff
Personalized service
Understands farm needs
Community involvement
Services
Auto Insurance
We offer comprehensive auto insurance policies that protect drivers, passengers, and vehicles against accidents, theft, and natural disasters. Our plans cover liability, collision, medical payments, and uninsured motorist protections while meeting Iowa's mandatory requirements. Tailored options ensure farmers, commuters, and families receive cost-effective coverage aligned with their driving habits and vehicle values.
Crop Insurance
Our crop insurance solutions safeguard agricultural investments against yield losses from drought, floods, pests, and market volatility. Policies include multi-peril coverage, revenue protection, and government-subsidized programs tailored to specific crops and farming operations. We specialize in corn, soybean, and livestock protection plans that ensure financial stability through unpredictable growing seasons while complying with federal crop insurance standards.
Home Insurance
We provide residential insurance covering structural damage, personal belongings, and liability protection for homeowners and renters. Coverage includes fire, wind, vandalism, and water damage while offering optional flood insurance supplements. Our policies protect Iowa's primary residences, vacation homes, and rental properties with customizable deductibles, replacement cost options, and emergency living expense coverage during repairs.
Commercial Insurance
Our commercial policies protect Iowa businesses against property damage, liability claims, and operational disruptions. Coverage includes general liability, property insurance, workers' compensation, professional liability, and business interruption plans. We serve farms, retail stores, and contractors with risk assessments and policies that meet regulatory requirements while safeguarding physical assets, employees, and client relationships.
Life & Health Insurance
We offer life insurance policies and health coverage plans that protect families and individuals financially during illnesses, accidents, or death. Term and whole life policies provide income replacement and funeral expense coverage, while health insurance addresses medical bills, prescriptions, and long-term care needs. Our advisors help clients navigate options from major providers to find affordable, comprehensive protection for all life stages.
People
Troy Petersen
Owner
Troy combines 30+ years of farming experience with insurance expertise since 1996. A lifelong Elk Horn resident, he established Petersen Agency in 2012 and prioritizes community support through local school involvement and Tivoli Fest leadership.
Kyle Petersen
Agent
Kyle serves as an agent after five years of active Army service including Iraq deployment. With military honors and community involvement in American Legion and local sports officiating, he brings disciplined service to insurance clients in Exira.
Dustin Petersen
Agent
Dustin offers agricultural insurance insights from family farm experience and FFA background. He chairs Elk Horn's Tivoli Fest and contributes local knowledge to insurance solutions while supporting youth athletics through officiating roles.
Questions
What insurance options do you offer for Iowa farmers?
We provide crop insurance, farm liability coverage, livestock protection, and equipment insurance tailored to Iowa's agricultural risks.
How quickly can you help with insurance claims?
Our team prioritizes emergency claims assistance and works promptly to assess damages and process settlements.
Do you offer insurance for small businesses?
Yes, we create commercial packages combining liability, property, and workers' compensation coverage for Iowa businesses.
Can I get a home insurance policy that covers flooding?
We offer flood insurance endorsements to complement standard home policies against water damage.
Are you available for after-hours emergencies?
Yes, our agents provide 24/7 emergency support for urgent insurance needs and claim reporting.
