Business Details
35 Years
experience
Your Trusted Mortgage Partner in Hamilton, AL
Founded in 1991, CIS Home Loans has dedicated over three decades to providing accessible and affordable pathways to homeownership. Starting with just eight employees in Hamilton, Alabama, we have grown to a team of 60+ professionals serving customers across 28 states and Puerto Rico. Our commitment to small-town values remains unwavering, ensuring every client receives personalized attention from real, live team members. We prioritize building lasting relationships with our customers, offering tailored guidance through every step of the loan process.Our in-house decision-making enables swift loan approvals, streamlining the journey to homeownership. Backed by partnerships with industry leaders like Freddie Mac, Fannie Mae, and Ginne Mac, we combine expertise with a customer-first approach. At CIS Home Loans, our core principles of Character, Integrity, and Service define our mission to make homeownership achievable and stress-free.
Services
Mortgage Loans
Refinancing
Loan Servicing
Insurance
Pre-Qualification
Details
- Year established: 1991
Highlights and features
- We offer 30+ years of expertise in manufactured home loans and refinancing.
- Our in-house decision-making ensures faster loan approvals for customers.
- We provide personalized guidance from real, live team members throughout the process.
- Our partnerships with Freddie Mac, Fannie Mae, and Ginne Mac enhance our lending capabilities.
- We prioritize long-term customer relationships built on trust and transparency.
What people say
Best experience
Patient with questions
Quick and easy
Went above and beyond
Services
Mortgage Loans
We specialize in mortgage loans tailored to individual needs, including options for manufactured homes. Our streamlined process ensures quick approvals through in-house decision-making. With decades of experience, we guide clients through every step, offering competitive rates and personalized support to make homeownership accessible and stress-free.
Refinancing
Our refinancing services help homeowners reduce monthly payments, secure better rates, or access equity. We simplify the process with expert guidance, ensuring clients understand all options. By leveraging industry partnerships and in-house expertise, we deliver customized solutions to maximize savings and financial flexibility for long-term stability.
Loan Servicing
We provide comprehensive loan servicing, including payment processing, account management, and escrow support. Clients can easily manage balances, request payoff statements, and access tax forms through our user-friendly platform. Our dedicated team ensures timely, transparent communication to address any questions or concerns throughout the loan term.
Insurance
CIS Insurance offers protection for homes, vehicles, and life, safeguarding clients' most valuable assets. Our team helps customers select policies that align with their needs, ensuring comprehensive coverage and peace of mind. We simplify the process of securing insurance alongside mortgage services for a seamless homeownership experience.
Pre-Qualification
Our pre-qualification process helps clients understand their budget and financing options before house hunting. By assessing financial details upfront, we provide clear guidance on loan eligibility and rates. This step streamlines the homebuying journey, empowering clients to make confident offers with a trusted mortgage partner.
Questions
How do I apply for a mortgage loan with CIS?
Start by getting pre-qualified online or contact our team to apply from home. A dedicated loan officer will guide you through document submission and approval steps.
What are the benefits of refinancing with CIS?
Refinancing with CIS can lower monthly payments, reduce interest rates, or help access home equity. Our team provides personalized advice to maximize savings and financial goals.
How long does loan approval take?
Most approvals take 1-2 weeks due to our in-house decision-making process. We prioritize swift, transparent communication to keep the process efficient for clients.
What insurance options are available?
CIS offers home, auto, and life insurance to protect your assets. Our advisors help you select policies that complement your mortgage needs for comprehensive coverage.
Do you serve first-time homebuyers?
Yes, we specialize in guiding first-time buyers through the process, offering educational resources and tailored support to address common challenges and jargon.