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The Home Loan Savings Bank The Home Loan Savings Bank
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Business Details
Your Trusted Community Bank in Coshocton, OH
Since 1882, The Home Loan Savings Bank has been dedicated to meeting the financial needs of Coshocton County and surrounding areas. Our community-focused approach ensures that all lending and operational decisions are made locally, allowing us to tailor services to individual customer needs. We specialize in personal and business banking solutions, including checking and savings accounts, mortgage loans, auto financing, and investment services through The Home Loan Financial Services. With five Ohio offices spanning Coshocton, Knox, and Licking Counties, we maintain a strong commitment to building long-term relationships rather than simply opening accounts.

Our competitive rates, no monthly maintenance fees, and 24/7 online banking access demonstrate our dedication to modern, customer-centric financial services. As an FDIC-insured institution, we combine the security of federal backing with the personalized service of a local bank. Our team prioritizes financial education, offering resources like free eStatements, mobile deposit capabilities, and investment guidance to empower informed decision-making. Through consistent community engagement and adaptive financial solutions, we continue to grow while maintaining the trust established over 140 years ago.
Services
Personal Checking Savings Accounts Mortgage Loans Auto Loans Business Checking Credit Cards Online Banking Investment Services Home Equity Loans Term Loans
Highlights and features
  • We offer locally made lending decisions since 1882
  • Our competitive rates include 14.30% APY on select checking accounts
  • No monthly maintenance fees on multiple account types
  • We provide 24/7 online banking with mobile deposit capabilities
  • Our FDIC-insured services combine security with personalized attention
Associations and certifications
  • FDIC
Update Listing
Services
Mortgage Loans
Our mortgage lending services help customers achieve homeownership through competitive rates and customized terms. We offer financing options for primary residences, vacation homes, and investment properties with local decision-making. Our knowledgeable lenders provide guidance throughout the process, from pre-approval to closing, ensuring tailored solutions that meet individual financial situations.
Auto Loans
We provide affordable auto financing options for new and used vehicles with up to 100% financing available. Our flexible terms and pre-approval process give customers leverage at dealerships while maintaining local decision-making control. Competitive rates and potential tax deductions make our auto loans an attractive option for qualified borrowers seeking reliable transportation financing.
Business Checking
Designed for small businesses, our checking accounts offer low fees, earnings credits, and comprehensive cash management tools. Features include remote deposit capture, ACH processing, and positive pay fraud protection. The account structure allows businesses to consolidate funds across locations while maintaining easy access to 24/7 online banking and mobile deposit capabilities for efficient financial management.
Online Banking
Our digital platform provides 24/7 access to account management tools, including bill pay, fund transfers, and eStatements. Customers can securely view transaction history, check balances, and deposit checks remotely using mobile devices. The system integrates with all account types, offering convenience while maintaining robust security measures to protect financial information during online transactions.
Investment Services
Through The Home Loan Financial Services division, we offer investment solutions to help customers grow their wealth. Our services include retirement accounts like IRAs and HSAs, along with diversified investment options tailored to different risk tolerances. Certified professionals provide guidance on building portfolios that align with long-term financial goals while maintaining FDIC-insured security for core banking relationships.
Questions
How do I open a new account?
Visit any of our five Ohio locations with required identification and initial deposit. Minimum opening deposits range from $50 for personal accounts to $10,000 for premium business accounts.
What digital banking features are available?
Our online platform offers bill pay, fund transfers, eStatements, and mobile check deposit. The mobile app provides 24/7 account access and real-time transaction monitoring capabilities.
How does the loan application process work?
Start with pre-qualification online or in-branch. Submit required documentation, then our local underwriters review applications and provide decisions typically within 24-48 hours for most loan types.
Are my deposits FDIC insured?
Yes, all deposit accounts are FDIC-insured up to applicable limits, backed by the full faith and credit of the U.S. government for added security.
What areas do you serve?
We serve Coshocton County, Knox County, Licking County, and surrounding Ohio communities through our five branch locations and online banking platform.