Business Details
47 Years
experience
Your Trusted Local Bank in Lewiston, ID
Since 1979, Twin River Bank has served as the Lewis Clark Valley's only locally owned bank, dedicated to providing high-quality financial services with a personal touch. Our mission centers on delivering competitive pricing, fostering employee well-being, and maintaining consistent profitability for stockholders. Founded by local real estate professionals who recognized the need for community-focused banking, we've grown to four locations while preserving our commitment to local decision-making and personalized service.With expertise in home loans, business banking, and investment properties, our team combines decades of regional banking experience with modern digital tools like online mortgage applications and mobile banking platforms. Our locally managed operations ensure that financial solutions are tailored to the unique needs of Idaho and Washington residents, supported by convenient amenities including drive-up windows, night deposit drops, and a widespread ATM network.
Services
Business Loans
Home Loans
Savings Accounts
Online Banking
Mortgage Applications
ATM Network
Personal Loans
Investment Services
Mobile Banking
Deposit Services
Details
- Year established: 1979
Highlights and features
- We're locally owned and operated with deep community roots since 1979
- Our local decision-making enables faster loan approvals and personalized solutions
- We offer modern banking tools including mobile apps and online mortgage applications
- Our team maintains decades of combined regional banking expertise
- We provide convenient services like 24/7 ATMs and night deposit drops
Associations and certifications
- FDIC
Services
Home Loans
We provide comprehensive home loan solutions including conventional, FHA, VA, and USDA loans. Our local underwriting team enables faster approvals for primary residences, investment properties, and construction projects. Competitive rates and personalized guidance help customers achieve homeownership goals.
Business Banking
Our business banking division offers cash management, payroll processing, and commercial loans. Local decision-making allows tailored financial solutions for companies in Idaho and Washington. Services include remote deposit capture and customized credit options to support business growth.
Online Banking
Access 24/7 account management through our secure online platform. Features include eStatements, bill payment, remote check deposit, and mortgage application tools. Our mobile apps provide convenient banking from anywhere with real-time transaction monitoring and alerts.
Personal Loans
We offer competitive personal loan options for major purchases, debt consolidation, or unexpected expenses. Our local loan officers provide personalized advice to find appropriate financing solutions with flexible terms and transparent pricing.
Investment Services
Our investment services help clients grow wealth through customized strategies. We offer guidance on retirement planning, portfolio diversification, and asset management with a focus on long-term financial security for individuals and families.
People
Marni Bann
CEO / Chief Financial Officer
Marni Bann leads Twin River Bank's financial operations with over 20 years of regional banking experience. She oversees strategic planning and fiscal management while maintaining our commitment to community-focused banking.
Willie Deibel
President / Chief Credit Officer
Willie Deibel directs lending operations with extensive expertise in credit assessment and risk management. He ensures responsible lending practices while maintaining our reputation for fast, local loan approvals.
Questions
What loan programs do you offer for first-time homebuyers?
We offer FHA loans with low down payments, USDA rural development loans, and conventional financing options for first-time homebuyers in Idaho and Washington.
Can I apply for a business loan online?
Yes, we provide online business loan applications with personalized follow-up from our local commercial lending team to discuss your specific needs.
What digital banking tools are available?
Our online platform includes bill payment, remote deposit, eStatements, mortgage applications, and mobile banking apps with check deposit capabilities.
Are there fees for using out-of-network ATMs?
We reimburse MoneyPass ATM network fees, giving you surcharge-free access to thousands of ATMs nationwide through our VISA debit card program.
How does local ownership benefit customers?
Local ownership means faster decisions, personalized service, and reinvestment in our communities. Our board includes regional business leaders who understand local economic needs.
What investment options do you provide?
We offer customized investment strategies including retirement accounts, mutual funds, and portfolio management services tailored to individual financial goals.