Business Details
39 Years
experience
Your Trusted Financial Partner for Comprehensive Wealth Management
Established in 1987, our firm has cultivated over 40 years of combined experience in financial planning and investment management. We specialize in serving Lockheed Martin employees and Denver Medical Society physicians, leveraging deep industry-specific knowledge to address unique financial challenges. Our independent consultancy provides tailored strategies for wealth preservation and growth, emphasizing conservative wealth management and fiduciary responsibility.With access to advanced financial tools through partnerships like LPL Financial and GPS Wealth Strategies Group, we deliver comprehensive services including retirement planning, risk management, and estate planning. Our commitment to transparency, continuing education, and client-centered service aligns with the Financial Planning Association's ethical standards, ensuring informed decision-making and long-term financial confidence.
Services
Financial Planning
Investment Management
Risk Management
Retirement Planning
Estate Planning
Tax Planning
College Savings Planning
Life Insurance Analysis
Portfolio Management
Wealth Preservation
Details
- Year established: 1987
Highlights and features
- We offer 40+ years of combined experience in financial planning and investment management.
- Our team specializes in Lockheed Martin benefit packages and physician financial strategies.
- We provide fiduciary investment management through GPS Wealth Strategies Group, LLC.
- Our conservative wealth management approach aligns with Financial Planning Association ethics.
- We deliver customized retirement distribution and estate planning solutions.
Associations and certifications
- FINRA
- SIPC
- SEC Registered Investment Advisor
Services
Financial Planning
Our fee-based financial planning service creates customized strategies for retirement, education, and estate planning. We analyze tax implications, insurance needs, and investment portfolios to develop comprehensive roadmaps. Clients receive detailed recommendations while maintaining implementation flexibility through our fiduciary advisory framework.
Investment Management
We offer discretionary asset management through LPL Financial's Strategic Wealth Management platform. Our approach combines market research with personalized risk assessment to build diversified portfolios. Quarterly fee-based compensation aligns our interests with client objectives while maintaining regulatory compliance through SEC-registered GPS Wealth Strategies Group.
Risk Management
Our risk management solutions evaluate insurance needs for life, disability, and long-term care. We partner with major carriers to provide tailored protection strategies that safeguard assets against unexpected events. This service operates independently from our financial planning division through commission-based insurance product offerings.
Retirement Planning
We develop retirement distribution plans addressing required minimum distributions, pension options, and Social Security optimization. Our analysis includes tax-efficient withdrawal strategies and long-term care cost projections. Clients receive ongoing portfolio adjustments to maintain sustainable income streams throughout retirement.
Estate Planning
Our estate planning service coordinates with legal professionals to establish trusts, wills, and beneficiary designations. We analyze probate implications, charitable giving strategies, and multi-generational wealth transfer plans. This includes 529 college savings plans and Medicaid annuity considerations for comprehensive asset protection.
People
Andrews, Joel D
Financial Planner
With over 30 years of experience, Joel D. Andrews specializes in retirement strategies for professionals. He holds CLU and ChFC designations and teaches financial workshops at Lockheed Martin facilities. His fiduciary approach focuses on conservative wealth management and long-term client relationships.
Questions
What financial planning services do you offer?
We provide comprehensive financial planning including retirement strategies, estate planning, tax analysis, and education savings. Our fee-based service delivers customized recommendations through GPS Wealth Strategies Group.
Do you specialize in any particular industries?
We specialize in serving Lockheed Martin employees and medical professionals through the Denver Medical Society, offering tailored solutions for their unique benefit structures and financial needs.
How are your investment management fees structured?
Our investment management uses a quarterly fee-based model (up to 2%) through LPL Financial's Strategic Wealth Management platform, aligning our interests with client portfolio growth.
Can you help with retirement income planning?
Yes, we develop retirement income strategies addressing pension options, Social Security optimization, and required minimum distributions while managing sustainable withdrawal rates.
What risk management solutions are available?
We offer life, disability, and long-term care insurance solutions through major carriers, focusing on asset protection strategies that complement your overall financial plan.
How do you coordinate with other professionals?
We collaborate with attorneys and tax professionals to implement estate plans, while maintaining strict confidentiality and adhering to HIPAA-compliant documentation practices.
