Business Details
Your Trusted Insurance Partner in Draper, Utah
PDR Insurance is a full-service insurance agency based in Draper, Utah, dedicated to providing tailored insurance solutions for businesses and individuals across Utah and the Wasatch Front. As an independent agency, we are not tied to any single insurance company, allowing us to leverage a network of top-rated national carriers to secure the best coverage and pricing for our clients. With decades of experience, we specialize in offering comprehensive business insurance, health insurance, employee benefits, and HR/payroll coordination, serving as a true one-stop-shop for small business owners.Our team of experts prioritizes personalized service, ensuring clients receive customized policies that meet their unique needs while maintaining a commitment to transparency, efficiency, and client satisfaction. We pride ourselves on our deep industry knowledge, access to specialized programs like no-deposit workers' comp plans, and a proven track record of helping clients save money and simplify their operations.
Services
Business Insurance
Health Insurance
Employee Benefits
Workers Compensation
General Liability
Commercial Auto
Commercial Property
Product Liability
Inland Marine
Bonding
Highlights and features
- We are an independent agency with access to multiple top-rated carriers for optimal coverage.
- Our team provides personalized support with direct phone access to agents.
- Decades of experience consulting small business owners on risk management solutions.
- We offer unique programs like no-deposit workers' comp and self-funded health insurance.
- Our staff prioritizes fast response times for calls, emails, and policy adjustments.
What people say
Saved over $6,000
Seamless transition
Expert staff
Improved cash flow
One-stop-shop
Services
Business Insurance
PDR Insurance offers comprehensive business insurance solutions tailored to protect companies from risks like liability claims, property damage, and operational disruptions. Our policies are customized to meet specific industry needs, ensuring financial security and compliance. Clients benefit from our access to top-rated carriers and expertise in risk management strategies.
Health Insurance
We provide health insurance plans for individuals and businesses, including ACA-compliant options and employer-sponsored benefits. Our team helps clients navigate coverage choices, network providers, and cost-saving opportunities while ensuring compliance with regulatory requirements. Personalized guidance simplifies enrollment and policy management.
Workers Compensation
Our workers' compensation insurance protects businesses from financial losses due to workplace injuries or illnesses. We offer flexible programs like pay-as-you-go plans to improve cash flow, particularly for seasonal industries. Our support includes policy setup, claims management, and compliance assistance.
General Liability
General liability insurance from PDR covers bodily injury, property damage, and advertising errors for businesses. Policies safeguard against lawsuits and repair costs, with tailored limits to match client risk profiles. Our advisors ensure coverage aligns with industry-specific exposures.
Commercial Auto
Commercial auto insurance protects business vehicles from collision, theft, and liability claims. We offer coverage for single vehicles or fleets, including liability, medical expenses, and property damage. Policies are designed to meet state requirements and operational needs.
People
Johnie Tolman
Broker/Agent
Licensed since 2008, Johnie brings 15+ years of insurance and payroll industry experience. He co-owns PDR Insurance and specializes in business insurance solutions. Outside work, he enjoys comedy, gardening, and family time.
Mark Benson
Broker/Agent
Mark has been a licensed insurance agent since 2008 and co-owns PDR Insurance. He focuses on business and employee benefits packages. Fluent in Spanish and Portuguese, he enjoys golf and family vacations.
Lori Henrie
Personal Lines Insurance Agent
With 13 years in insurance and prior experience owning Arby's restaurants, Lori specializes in home, auto, and personal coverage. She emphasizes customer service and has eight children and five grandchildren.
Nicole Torgerson
Broker/Agent, Sr. Account Manager
Nicole specializes in product liability insurance since 2015. She helps manufacturers and retailers meet contract requirements and holds a CIC designation. She enjoys boating, camping, and family time.
Max Morgan
Customer Support Manager/Insurance Agent
Max has 25+ years in finance and business roles. He joined PDR as an insurance agent after earning his MBA. His expertise includes commercial lending and property & casualty coverage. He enjoys football and golf.
Questions
What types of business insurance do you offer?
We provide workers' compensation, general liability, commercial auto, property, umbrella, inland marine, bonding, and product liability insurance tailored to your industry needs.
Do you offer health insurance for individuals and businesses?
Yes, we offer ACA-compliant health insurance plans for individuals and employer-sponsored benefits, including guidance on subsidies and network selection.
How can you help with payroll and employee benefits?
We coordinate HR/payroll integration, manage deductions, and conduct employee orientations to simplify benefits administration for businesses of all sizes.
What unique insurance programs do you provide?
We offer no-deposit pay-as-you-go workers' comp plans and self-funded health insurance options designed to improve cash flow for seasonal businesses.
