A & M Insurance Agency

A&M Insurance Agency Inc. is a dedicated team of insurance professionals passionate about providing personalized solutions and comprehensive coverage to our valued clients in New York. As an independent insurance agency, we are proud to partner with a select group of leading insurance carriers, enabling us to offer a wide range of options and tailor policies to meet the unique needs of each individual and business.

We believe in building lasting relationships with our clients based on trust, transparency, and exceptional service. Our dedicated team of experts takes the time to understand your specific requirements, explore your options thoroughly, and guide you through the complexities of insurance. Whether you're seeking protection for your family, your business, or your treasured possessions, our agents are here to provide expert advice and support every step of the way.

Our Services

At A&M Insurance Agency Inc., we offer a comprehensive suite of personal and commercial insurance products designed to provide peace of mind and financial security.

Personal Lines

Our Personal Lines division specializes in protecting individuals and families with a range of essential coverage options. These include:

• Auto Insurance: We offer competitive auto insurance policies that cover liability, collision, comprehensive, and uninsured/underinsured motorist coverage.

• Homeowners Insurance: Safeguard your most valuable investment with comprehensive homeowners insurance that protects your dwelling, personal belongings, and liability.

• Flood Insurance: Ensure your property is protected against the financial devastation of flood damage with specialized flood insurance coverage.

• Motorcycle Insurance: Secure appropriate coverage for your motorcycle, including liability, collision, comprehensive, and uninsured/underinsured motorist coverage.

• Boat & Watercraft Insurance: Protect your investment on the water with tailored boat insurance policies that cover liability, hull damage, and personal belongings.
• Renters Insurance: If you rent your home, our renters insurance policies provide coverage for your personal belongings and liability protection.
• Wedding Insurance: Secure your special day with wedding insurance that protects against unforeseen events and financial losses.
• Recreational Vehicle Insurance: Protect your RV, camper, or trailer with comprehensive coverage that includes liability, collision, and comprehensive protection.

Commercial Lines

We understand the unique insurance needs of businesses of all sizes. Our Commercial Lines division offers a comprehensive range of solutions to protect your assets, employees, and operations. These include:

• Business Owners Policy (BOP): A comprehensive package policy that combines general liability, property damage, business interruption, and other essential coverages.

• Commercial Auto Insurance: Protect your business vehicles with comprehensive coverage for liability, collision, comprehensive, and uninsured/underinsured motorist protection.

• General Liability Insurance: Safeguard your business from common legal liabilities such as property damage, bodily injury, and advertising injury.

• Workers Compensation Insurance: Ensure the well-being and financial security of your employees in case of work-related injuries.

• Bonds: Provide financial assurance for your business obligations, such as contracts, construction projects, and fiduciary responsibilities.

• Group Health Insurance:

Offer your employees comprehensive health insurance plans to meet their healthcare needs.

• Commercial Property Insurance: Protect your commercial property, including buildings, equipment, and inventory, from damage caused by fire, theft, vandalism, and other perils.

• Commercial Umbrella Insurance: Provide additional liability coverage beyond the limits of your primary insurance policies.

• Apartment Building Owners Insurance: Tailored coverage for apartment building owners, protecting the property, liability, and the interests of tenants.

Our Commitment

At A&M Insurance Agency Inc., our commitment to excellence extends beyond providing comprehensive insurance solutions. We are dedicated to:

• Building Lasting Relationships: We believe in creating long-term partnerships with our clients based on trust, transparency, and open communication.

• Providing Personalized Service: We understand that your insurance needs are unique. Our agents take the time to listen carefully, understand your situation, and recommend tailored solutions.

• Offering Competitive Pricing: We work with a variety of insurance carriers to ensure our clients have access to competitive rates and the best value for their premium dollars.

• Being Your Trusted Advisor: We are here to guide you through the complexities of insurance, providing expert advice and support every step of the way.