Business Details
Your Trusted Life Insurance Partner in Farmington Hills
Legacy Secure is a client-focused insurance agency dedicated to providing tailored life insurance solutions. With over 15 years of experience, our licensed agents work with top-rated carriers like Mutual of Omaha, Americo, and AIG to offer Final Expense, Mortgage Protection, Retirement Planning, and Long-Term Care coverage. We prioritize clear guidance, affordable plans starting at under $1/day, and no-pressure consultations.Our approach centers on understanding individual needs to create policies that protect families, homes, and financial legacies. We provide free quotes, personalized support, and a commitment to transparency without hidden fees or confusing terms.
Services
Final Expense
Mortgage Protection
Retirement Planning
End of Life Planning
Long-Term Care
Highlights and features
- Licensed agents with over 15 years of experience
- No medical exams required for qualifying policies
- Free quotes and obligation-free consultations
- Partnerships with top-rated insurance carriers
- Personalized plans that grow with your needs
Associations and certifications
- Mutual of Omaha
- Americo
- AIG
What people say
Affordable rates
No medical exams
Personalized service
Quick approvals
Transparent terms
Services
Final Expense Insurance
Final Expense Insurance provides financial protection for end-of-life costs, ensuring families avoid debt during difficult times. Our policies start at under $1/day with no medical exams required. This coverage handles funeral expenses, medical bills, and other final costs affordably.
Mortgage Protection
Mortgage Protection safeguards your home investment by paying off mortgages or providing income during disability, illness, or death. Policies protect against foreclosure while offering budget-friendly options tailored to individual financial situations and home values.
Retirement Planning
Retirement Planning services combine life insurance and annuities to create financial stability for later years. Our strategies protect assets, generate income streams, and maintain flexibility for changing life circumstances while ensuring legacy preservation.
End of Life Planning
End of Life Planning focuses on comprehensive final expense coverage that prevents financial burdens for loved ones. Our solutions cover funeral costs, outstanding debts, and estate taxes while providing peace of mind through guaranteed acceptance policies.
Long-Term Care
Long-Term Care insurance bridges gaps in Medicare coverage for extended health needs. Policies protect assets from depletion due to chronic illness, disability, or assisted living requirements while maintaining financial independence during retirement years.
People
Michael Hrynewich
Founder
Michael Hrynewich established Legacy Secure to provide accessible life insurance solutions. With decades of industry experience, he focuses on creating personalized policies that protect families without complex requirements or medical exams.
Michele Krzewina
Insurance Specialist
Michele Krzewina assists clients in navigating life insurance options. Her approach emphasizes clear communication and tailored solutions for families seeking financial protection through Final Expense and Mortgage Protection policies.
Questions
What life insurance options don't require medical exams?
Our Final Expense and select Mortgage Protection policies offer guaranteed acceptance with no medical exams required.
How much coverage do I need for final expenses?
Most families need $10,000-$25,000 coverage to cover funeral costs, medical bills, and other end-of-life expenses.
Can I get life insurance on a fixed income?
Yes, our policies start at under $1/day and can be customized to fit various budget requirements.
How quickly can I get coverage?
Many policies can be approved within 24-48 hours with our streamlined application process.
What happens if I outlive my policy?
Permanent life insurance policies remain active for life, while term policies can often be converted or renewed.
Do you offer group insurance options?
We primarily focus on individual policies but can help families with multiple coverage needs.
