Business Details
50+ Years
experience
Your Trusted Life Insurance Partner Since 1941
Since 1941, Morehead Group has specialized in crafting sophisticated life insurance solutions tailored to affluent individuals, families, and business owners. Our approach begins with listening to clients' goals to design strategies that protect wealth, facilitate estate planning, and ensure business continuity. With over 80 years of experience, we collaborate with professional advisors to provide clarity, consensus, and confidence in every plan. Our membership in Valmark Financial Group grants access to diverse products and underwriting expertise while maintaining entrepreneurial independence.We prioritize long-term relationships, offering comprehensive policy reviews, life insurance portfolio administration, and innovative solutions like life settlements. Our six-step Life Insurance Confidence System ensures meticulous needs assessment, product selection, and ongoing policy optimization. Recognized for excellence in estate planning and tax-efficient wealth transfer, we serve clients nationwide through personalized service rooted in trust and expertise.
Services
Advanced Life Insurance Design
Comprehensive Policy Review
Life Insurance Portfolio Administration
Life Settlements
Estate Tax Planning
Business Continuity Planning
Wealth Transfer Strategies
Indexed Universal Life Insurance
Spousal Lifetime Access Trust (SLAT)
Split-Dollar Arrangements
Details
- Year established: 1941
Highlights and features
- We offer 80+ years of specialized experience in life insurance planning.
- Our collaborative approach integrates legal, tax, and wealth management expertise.
- We provide comprehensive policy reviews to align coverage with evolving goals.
- Our membership in Valmark Financial Group ensures access to exclusive resources.
- We maintain long-term client relationships through transparent, data-driven strategies.
Services
Advanced Life Insurance Design
We create customized life insurance plans addressing estate taxes, intergenerational wealth transfer, and business continuity. Our strategies integrate with legal and tax frameworks to optimize asset protection. By analyzing clients' unique circumstances, we design policies that align with long-term financial objectives.
Comprehensive Policy Review
Our team evaluates existing policies to ensure they meet current client goals. We assess performance, ownership structures, and beneficiary designations. This process identifies gaps and opportunities to enhance coverage efficiency and alignment with evolving financial plans.
Life Insurance Portfolio Administration
We provide ongoing administration and reporting for life insurance portfolios. Regular reviews ensure policies remain effective amid changing market conditions and client circumstances. This service maintains policy integrity and maximizes long-term value for beneficiaries.
Life Settlements
We assess policies for fair market value when coverage is no longer needed. This process connects clients with institutional buyers offering premiums exceeding cash surrender values. Our guidance ensures informed decisions about policy alternatives.
Estate Tax Planning
Our strategies minimize estate tax liabilities through life insurance solutions. We help clients convert taxable assets into liquid inheritances, preserving wealth for heirs. Techniques include Spousal Lifetime Access Trusts and split-dollar arrangements for tax-efficient transfers.
People
Kenneth R. Samuelson
Principal
With decades of experience, Ken leads Morehead Group's strategic direction. He specializes in advanced life insurance solutions for high-net-worth clients, focusing on estate planning and tax-efficient wealth transfer.
Vivian L. Huang
Director of Case Design and Business Development
Vivian oversees case design and client acquisition. Her expertise in policy structuring ensures tailored solutions for complex financial scenarios, emphasizing long-term client-advisor collaboration.
Michael W. Becker
Advanced Case Designer
Michael develops sophisticated insurance strategies for estate and business planning. His technical proficiency ensures precise alignment between policy features and client objectives.
Linda J. Swartz
Senior Client Relations Associate
Linda manages client interactions, ensuring seamless communication and service delivery. Her focus on relationship management supports the firm's commitment to personalized client care.
Dawn Faircloth
Operations Associate
Dawn coordinates operational processes, maintaining efficiency in policy administration and client support. Her role ensures smooth execution of the firm's service delivery framework.
Questions
What types of clients do you serve?
We specialize in serving affluent individuals, families, and closely held businesses requiring sophisticated life insurance strategies for estate planning and wealth preservation.
How do you ensure policies remain effective over time?
Through regular portfolio reviews and performance testing, we adjust strategies to align with changing financial goals, tax laws, and market conditions.
What sets your firm apart from other insurance providers?
Our 80+ years of experience, collaborative approach with professional advisors, and membership in Valmark Financial Group provide unique access to specialized resources and expertise.
Do you offer policy reviews for existing coverage?
Yes, we conduct comprehensive evaluations of existing policies to ensure they meet current objectives and identify opportunities for optimization.
What areas do you serve?
While based in Charlotte, NC, we provide services nationwide to clients requiring advanced life insurance planning solutions.
