Business Details
Your Trusted Financial Partner in Eastern Utah
Founded to serve the financial needs of Eastern Utah residents, we provide a comprehensive range of banking solutions designed to empower individuals and businesses. Our services include competitive auto loans with rates starting at 5.24%, home equity loans offering tax-deductible interest, and mortgage loans with fixed rates and expert guidance. We specialize in commercial financing for real estate, equipment, and agricultural needs while supporting local communities through educational initiatives and financial literacy programs. With federally insured savings up to $250,000 and 24/7 card activation services, we combine security with convenience through mobile banking, online access, and personalized customer support.Our VISA credit card options, including Premier and Extra Awards cards, provide flexible solutions for building credit and maximizing rewards. Backed by the National Credit Union Administration, we maintain strict compliance with federal regulations while prioritizing member satisfaction through transparent practices and community-focused banking.
Services
Auto Loans
Home Equity Loans
Mortgage Loans
Business Loans
VISA Credit Cards
Share Certificates
Savings Accounts
Mobile Banking
Loan Refinancing
Financial Education
Highlights and features
- We offer auto loans starting at 5.24% APR with same-day approval options
- Our federally insured savings accounts protect deposits up to $250,000
- Home equity loans feature tax-deductible interest benefits
- Commercial lending specialists support business growth through equipment financing
- 24/7 card activation and lost card protection services available
Associations and certifications
- National Credit Union Administration (NCUA)
Services
Auto Loans
We provide competitive auto loans with rates starting at 5.24% APR. Our financing options include up to 100% refinancing for approved applicants. Most applications receive approval on the same day, allowing customers to purchase vehicles with cash-buyer bargaining power while maintaining flexible repayment terms.
Home Equity Loans
Access your home's equity through flexible loan options with tax-deductible interest. Choose between lump sum disbursement or revolving credit lines. These secured loans offer competitive rates starting at 7.50% variable APR, providing funds for home improvements, debt consolidation, or major purchases while maintaining property ownership.
Business Loans
Support business growth with specialized commercial loans for real estate, equipment, and operational needs. Financing options cover agricultural equipment purchases, commercial property renovations, and working capital lines of credit. Our lending specialists provide tailored solutions for Utah-based businesses seeking expansion opportunities or asset acquisition.
VISA Credit Cards
Choose from Premier and Extra Awards VISA credit cards offering rewards programs and credit-building opportunities. Secured card options help establish credit history while premium cards provide cashback rewards and travel benefits. Cardholders enjoy 24/7 fraud protection and international transaction capabilities with competitive interest rates.
Mortgage Loans
Our mortgage specialists offer conventional fixed-rate loans with transparent fee structures. Services include title insurance guidance, appraisal coordination, and customized term length options. We provide detailed explanations of closing costs, origination fees, and recording fees while maintaining competitive pricing for primary residence and investment property financing.
Questions
How do I apply for an auto loan?
Apply online or visit our branch for same-day approval options. We offer up to 100% financing on new/used vehicles with approved credit.
What home equity loan benefits exist?
Enjoy tax-deductible interest and flexible funding options through lump sum disbursement or revolving credit line.
Are business loans available for equipment purchases?
Yes, we provide commercial financing for real estate, vehicles, and agricultural equipment with customized repayment terms.
How can I activate my VISA card?
Call (800) 290-7893 within the US or (206) 624-7998 internationally 24/7 for card activation services.
What savings accounts are insured?
All share savings accounts receive federal insurance up to $250,000 through the National Credit Union Administration.
Do you offer mortgage refinancing options?
Our mortgage specialists provide conventional fixed-rate loans with detailed guidance on closing costs and origination fees.
