A real break for real people
Welcome to Iron County Community Credit Union, your trusted financial partner committed to providing high-quality services and personalized solutions to meet your unique needs. Established as a member-owned cooperative, we take pride in offering an extensive range of reasonably priced financial services, designed to make our members' lives easier. Our credit union is more than just a financial institution; we are a real break for real people.
Our Mission
At Iron County Community Credit Union, our mission is to foster the financial success of our members and enrich the communities we serve. We are dedicated to delivering exceptional value and meaningful financial services while adhering to the highest standards of integrity and professionalism.
Membership and Eligibility
Becoming a member is simple! All you need is a $10 deposit to open your account, and you instantly become part of our thriving community. Membership is open to individuals who live, work, or own a business in Iron County, Ashland County, or Price County in Wisconsin. Additionally, family members of existing members are also eligible for membership.
Deposit Accounts
Iron County Community Credit Union offers a wide range of deposit accounts to cater to your diverse financial requirements. Our product line includes checking accounts, savings accounts, money market accounts, and certificates of deposit (CDs). We ensure that your funds are secure, insured by the National Credit Union Administration, and accessible to you whenever needed.
To earn dividends on savings accounts, a minimum balance of $100.00 is required. Dividends are calculated based on the disclosed Annual Percentage Yield (APY) and paid quarterly. Furthermore, we offer competitive rates and flexible terms on our CD Specials, allowing you to generate a passive income from your tax return or other funds.
Loan Services
Our credit union is renowned for providing flexible and affordable loan solutions tailored to your financial situation. We offer a variety of loans, including personal loans, auto loans, home equity loans, and secured loans. Our loan rates are competitive, and we provide you with the opportunity to reduce your rate through direct deposit and automatic loan payments.
We offer specialized loans for new and used autos, recreational vehicles (RVs), and boats. Our financing options provide flexibility, with various terms and rates based on the age, type, and amount financed for these collateralized loans. Additionally, our unsecured loans cater to your financing needs when collateral is not available.
At Iron County Community Credit Union, we utilize a scoring system to ensure that our loan applicants receive fair and consistent interest rate offers. The scoring system evaluates your credit history, capacity to repay the loan, and other pertinent factors in determining the loan rate.
Online Services and Resources
To enhance your banking experience, we provide an array of online resources, including online account access, loan calculators, NADA guides for vehicle valuation, and free credit reports. Our online services allow you to view account balances, transfer funds, and perform various transactions with ease.
We prioritize your security and privacy, implementing stringent measures and policies to protect your personal information. Our online account sign-up process is secure, streamlined, and straightforward, making it easy to begin reaping the benefits of membership.
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