Citywide Home Loans

At RanLife, we are dedicated to helping individuals and families achieve their dream of homeownership. With a wide range of loan options, in-house processing, and underwriting, we offer a seamless and efficient mortgage experience. Our team of experienced loan officers and dedicated staff are committed to providing personalized service, competitive rates, and fast closing times.

Our Mission

Our mission is to make the process of buying a home as easy and stress-free as possible. We believe that everyone deserves the opportunity to own a home, regardless of their financial situation or credit history. That's why we offer a variety of loan options, including FHA, VA, USDA, and Conforming loans, as well as Jumbo and Construction loans. Whether you're a first-time buyer, looking to refinance, or seeking to tap into your home's equity, we have the right loan for you.

Our Services

At RanLife, we offer a comprehensive range of mortgage services designed to meet the unique needs of each client. Our loan options include:

• FHA Home Loan: A government-insured loan that allows for a lower minimum down payment and credit score than traditional loans.
• First Time Buyers: Specialized programs and guidance for those purchasing their first home.
• 100% Financing: Options for those who need little to no down payment.
• Self-Employed Bank Statement Loans: A program that allows self-employed borrowers to utilize their full gross income, maximizing purchasing power.
• Investment Loans: Opportunities to invest in up to 50 properties with a single loan payment.
• 1% Down Payment: Available in select states, this option allows buyers to purchase a home with just a 1% down payment.
• Home Equity Line of Credit (HELOC): A line of credit that allows homeowners to tap into their home's equity, perfect for consolidating debt, funding home improvements, or covering major expenses.

In addition to our loan options, we also provide a variety of tools and resources to help you navigate the home buying process. Our mortgage calculator can help you determine how much you can afford, while our Rent vs. Buy Calculator can assist you in deciding whether buying or renting is the best option for your situation.

Why Choose RanLife?

At RanLife, we pride ourselves on our commitment to customer service, competitive rates, and fast closing times. Our in-house processing and underwriting ensure that your loan is handled efficiently and effectively, with minimal delays or complications. Plus, as a direct mortgage lender and servicer, we keep your loan in-house, never selling it to a third party. This means you can trust that your loan will be handled with care and professionalism throughout the entire process.

Testimonials

Our clients have seen firsthand the difference that RanLife can make in their journey to homeownership. With over 900 reviews on Google, our clients have praised our exceptional service, competitive rates, and fast closing times. Whether you're a first-time buyer, seasoned investor, or simply looking to refinance, our team is dedicated to helping you achieve your goals.

At RanLife, we believe that everyone deserves the opportunity to own a home. With our wide range of loan options, in-house processing, and dedicated staff, we are here to help you turn your dream into an address. Contact us today to learn more about how we can assist you in achieving homeownership.