Business Details
13 Years
experience
Your Trusted Auto Dealer in Cortland, NY
Established in 2013, Riverbank Auto Sales Auto Sales has been dedicated to providing clean, reliable vehicles and accessible financing solutions to customers regardless of credit history. Our owner brings over three decades of automotive industry expertise to every vehicle selection, ensuring each car meets rigorous standards for safety, reliability, and quality. Every vehicle undergoes thorough history checks to exclude salvage, rebuilt, or flood-damaged units, followed by independent mechanical servicing to meet our high benchmarks.We prioritize customer comfort by avoiding high-pressure sales tactics, treating every visitor with respect, and offering transparent information to support informed purchasing decisions. Our commitment to personalized financing includes a patented layaway-style down payment plan with no fees, refundable if customers choose not to proceed with a purchase.
Services
Used Vehicle Sales
Auto Financing
Down Payment Plans
Credit Approval
Vehicle History Checks
Mechanical Servicing
Warranty Programs
Inventory Selection
Details
- Year established: 2013
Highlights and features
- Owner with 30+ years of automotive expertise guides every vehicle selection
- No-pressure sales environment respecting all customer decisions
- Vehicles excluded from salvage/rebuilt/flood histories ensure quality
- Customized financing plans for customers earning $800+/month
- Patented layaway-style down payment program with full refunds available
Services
Used Vehicle Sales
Offering meticulously selected pre-owned vehicles with clean histories, all mechanically serviced and New York State Safety Inspected. Each car receives comprehensive preparation including new tires, fluid checks, and system diagnostics. Vehicles feature warranties up to 24 months/24,000 miles with transparent condition reporting.
Auto Financing
Specialized financing solutions for customers earning minimum $800 monthly, featuring customized payment schedules matching paydays. Partnerships with established financial institutions enable approvals for diverse credit profiles while maintaining competitive interest rates and terms.
Down Payment Plans
Patented installment accounts help build required down payments with 100% application toward vehicle purchase. Flexible payment timelines accommodate individual budgets, with full refunds available if purchase decision changes. No program fees apply.
Vehicle History Checks
Comprehensive history analysis excludes salvage, rebuilt, flood-damaged, or lemon vehicles. Verification includes title status, accident records, and maintenance history through third-party reporting systems. Only vehicles with clean documentation enter inventory.
Mechanical Servicing
Independent facility servicing includes multi-point inspections, necessary repairs, and maintenance to meet dealership standards. Work covers brakes, fluids, electrical systems, and safety components. Completed service records provided to customers with every purchase.
Questions
Do you work with customers with bad credit?
Yes, we specialize in financing solutions for all credit types, focusing on income verification rather than credit scores.
Are your vehicles inspected?
Every car undergoes New York State Safety Inspection and independent mechanical servicing before sale.
Can I get financing without a down payment?
We offer a layaway-style down payment program allowing gradual fund accumulation with no fees.
What vehicle history information do you provide?
We exclude salvage/flood/lemon vehicles and share complete Carfax-style reports with all customers.
Do you have warranty options?
Most vehicles include 24 month/24,000 mile extended warranties with clear terms provided at purchase.
How quickly can I drive home?
Approved customers with paystubs can complete purchase and drive away the same day.
