Business Details
50+ Years
experience
Your Trusted Financial Partner in Narrows, VA
Founded in 1956, Celco Community Credit Union has served Giles County and surrounding areas with a commitment to financial empowerment. Originally established at the Celanese plant in Narrows, VA, we relocated to our current Narrows location in 1985 and expanded to Pembroke, VA in 2014. Governed by a seven-member Board of Directors elected by members, we prioritize thrift through payroll-deduction savings, competitive loan rates, and personalized financial services. Our team of experienced professionals offers insured savings accounts, low-interest loans for automobiles and real estate, and tailored financial education programs.With over six decades of community-focused service, we maintain strict confidentiality protocols and operate under rigorous governance standards through our Supervisory Committee and Loan Officers. Our expanded field of membership now serves multiple surrounding communities, ensuring accessible banking solutions while upholding our original mission of fostering financial well-being.
Services
Auto Loans
Real Estate Loans
IRA Accounts
Payroll Deduction
Online Banking
Financial Education
Secured Loans
Savings Accounts
Details
- Year established: 1956
Highlights and features
- Founded in 1956 with deep local roots
- NCUSIF-insured savings up to $250,000
- Competitive APRs on vehicle and real estate loans
- Board-governed financial cooperative structure
- Personalized member service since 1956
Associations and certifications
- NCUSIF
Services
Auto Loans
Competitive APR financing options available for new and used automobiles, motorcycles, ATVs, campers, and recreational vehicles. Loan approvals based on member qualifications with rates starting at 3.74% APR for eligible applicants. Secured lending programs help members purchase transportation assets while maintaining financial responsibility.
IRA Accounts
Tax-advantaged individual retirement accounts with daily compounding interest. Quarterly dividend declarations provide regular returns on retirement savings. Specialized accounts designed to help members build long-term financial security through tax-exempt growth until withdrawal. Minimum opening requirement applies.
Payroll Deduction
Convenient payroll deduction program automates savings growth by directly transferring funds to member accounts. Promotes consistent financial discipline through automatic allocations from employment income. Enhances savings rate without manual transfers or reminders.
Real Estate Loans
Customized real estate loan programs for residential and investment properties. Flexible terms available for qualified applicants with personalized underwriting considerations. Competitive rates offered with professional guidance from licensed mortgage officers.
Online Banking
Secure 24/7 digital banking platform for account management, transactions, and financial monitoring. Features include bill payment, fund transfers, and loan applications. Multi-factor authentication protects sensitive financial information and account security.
People
Jeff Morris
President
Board President since 2014 with over 25 years of credit union governance experience. Oversees strategic direction and policy implementation across both branches while maintaining community engagement initiatives.
Dean Marshall
Chief Executive Officer
Executive leader with 15+ years in credit union operations. Directs daily operations and loan portfolio management while ensuring compliance with regulatory standards and member service excellence.
Selena Shrewsberry
Mortgage Loan Officer
Licensed mortgage specialist with NMLS# 1053777. Provides personalized real estate financing solutions to members while maintaining strict underwriting standards and regulatory compliance.
Mark Clemons
Chief Operating Officer
Operations director managing technological infrastructure and service delivery systems. Implements efficiency improvements while maintaining security protocols for over $30 million in managed assets.
Missy Spangler
Loan Administrator
Loan processing expert with decade-long tenure. Manages underwriting workflows and coordinates between applicants and approval committees while maintaining documentation integrity.
Questions
How can I join Celco Community Credit Union?
Visit our website to check eligibility, then complete our membership application. Requirements include a $5 minimum deposit in a regular share account.
What loan types are available?
We offer auto loans, real estate mortgages, personal signature loans, and secured loans for recreational vehicles and mobile homes with competitive APR options.
Are savings accounts insured?
Yes, all member share accounts receive $250,000 insurance coverage through the National Credit Union Share Insurance Fund (NCUSIF).
How do I access online banking?
Register through our Virtual Branch portal to gain 24/7 access to account management, bill payments, and digital loan applications.
What financial education resources exist?
We provide personalized financial counseling, budgeting tools, and educational materials to help members achieve their financial goals.
Where are branches located?
Our main office operates at 3381 Virginia Avenue in Narrows, VA, with a second branch serving Pembroke, VA since 2014.
