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Business Details
50+ Years
experience
Your Trusted Credit Union in Willcox, AZ
Established in 1958, Cochise Credit Union has served the financial needs of Southern Arizona communities for over six decades. Originally chartered to serve Sulphur Springs Valley Electric Cooperative employees, we have expanded our membership to include multiple employer groups and residents across six Arizona zip codes. With $60 million in assets and a commitment to the 'not for profit but for service' philosophy, we prioritize personalized financial solutions and community empowerment. Our institution consistently ranks among the top 1% of credit unions nationally for operational excellence and member satisfaction. We maintain federal insurance for all savings up to $250,000 while adhering to strict regulatory standards under the Federal Fair Housing Law and Equal Credit Opportunity Act.

Our experienced team delivers competitive interest rates, innovative digital banking tools, and a comprehensive range of financial products tailored to meet diverse member needs. Through strategic growth and prudent financial management, we have maintained stability while achieving consistent membership growth and strong core earnings. Our single branch location in Willcox, AZ, provides convenient access to services supported by 24/7 audio response and mobile banking capabilities. We remain dedicated to fostering financial wellness through transparent practices, no hidden fees, and a member-centric approach that has earned us recognition as one of Southern Arizona's premier financial institutions.
Services
Share Accounts Money Market Certificate Accounts VISA Credit Cards Home Equity Loans
Details
  • Year established: 1958
Highlights and features
  • Established in 1958 with deep community roots
  • Competitive rates on savings and loan products
  • Member-owned cooperative structure prioritizing client needs
  • 24/7 digital banking and audio response services
  • Federally insured savings up to $250,000
Associations and certifications
  • NCUA
  • NMLS 789579
What people say
Competitive interest rates 24/7 digital access Personalized service Community-focused approach Secure accounts
Services
Share Accounts
Our Share Accounts offer members a secure way to build savings with competitive interest rates. Available to all eligible members, these accounts provide liquidity while earning dividends. Account holders enjoy convenient access through multiple service channels.
Money Market
Money Market Accounts provide tiered interest rates for larger balances, with enhanced liquidity features. Minimum deposits apply, offering higher returns for committed savers while maintaining easy access to funds.
Certificate Accounts
Certificate Accounts deliver guaranteed returns with fixed interest rates for specific terms. Available in multiple maturity options from 6 months to 5 years, these accounts suit conservative investors seeking predictable growth.
Home Equity Loans
Home Equity Loans provide competitive financing using property equity as collateral. These fixed-rate loans offer predictable monthly payments for major home improvements or debt consolidation purposes.
VISA Credit Cards
Our VISA Credit Cards combine purchasing power with member benefits, including rewards programs and fraud protection. Customizable options available for different spending profiles and credit needs.
People
Troy Judd
Chairman
Troy Judd leads our board with extensive financial services experience, guiding strategic decisions that maintain our cooperative's stability and growth trajectory.
Betsy Ajeman
Vice-Chairman
Betsy Ajeman brings decades of local business expertise to her role, focusing on community engagement and member service enhancements.
Questions
What are your current certificate rates?
Our certificate rates range from 3.76% to 3.92% APY depending on term length, with terms available from 6 months to 5 years.
How can I report a lost card?
Contact 1-800-472-3272 immediately for lost or stolen VISA Debit Card assistance, available 24/7 through our dedicated support line.
Are my savings federally insured?
Yes, all savings are federally insured up to $250,000 by the NCUA, backed by the full faith of the U.S. government.
What loan options do you offer?
We provide secured/unsecured loans, home equity financing, and VISA credit cards with competitive rates tailored to various credit profiles.
Do you have mobile banking?
Yes, our mobile app enables account management, bill pay, mobile check deposit, and real-time transaction alerts for all members.