Business Details
39 Years
experience
Your Trusted Insurance Partner in Prescott, AZ
Prescott Health and Life has been serving the Prescott, Arizona community since 1987, providing expert insurance guidance and personalized solutions. As independent agents, we represent over 40 top national carriers, offering Medicare plans, life insurance, long-term care, health, dental, and vision coverage. Our team of experienced advisors prioritizes client education, ensuring clients understand their options and secure the most suitable policies.With decades of combined experience, including specialized expertise in Medicare planning and senior care, we maintain a commitment to transparency, ethical practices, and local market knowledge. Our agency prides itself on long-term client relationships, ongoing support, and a dedication to adapting coverage as client needs evolve.
Services
Medicare Plans
Life Insurance
Long Term Care
Health Insurance
Dental and Vision
Details
- Year established: 1987
Highlights and features
- We offer 35+ years of experience in insurance advisory services.
- Our team represents over 40 top-rated insurance carriers nationwide.
- We provide personalized, unbiased insurance recommendations tailored to client needs.
- Our local expertise serves Prescott and surrounding Arizona communities.
- We guarantee ongoing policy support and updates as client circumstances change.
Services
Medicare Plans
We offer comprehensive Medicare plan guidance, including Advantage, Supplement (Medigap), and Part D prescription drug plans. Our experts help clients navigate enrollment, compare coverage options, and secure affordable premiums. With access to 44 local products from 7 organizations, we simplify complex decisions while ensuring compliance with federal regulations.
Life Insurance
Our life insurance solutions provide financial security for families through term, whole, and final expense policies. We help clients determine appropriate coverage amounts, explain policy features, and select plans that align with long-term financial goals. Our advisors prioritize transparency about policy limitations and benefits.
Long Term Care
We specialize in long-term care insurance to protect assets against assisted living, home care, or nursing facility costs. Our team explains coverage options, helps clients assess risk factors, and recommends policies with appropriate benefit periods and inflation protection riders.
Health Insurance
We provide ACA-compliant health insurance solutions, including Marketplace plans, short-term options, and Christian sharing programs. Our advisors explain coverage details, help clients qualify for tax credits, and ensure understanding of network limitations and out-of-pocket costs.
Dental and Vision
We offer dental and vision insurance plans that reduce costs for routine exams, preventive care, and corrective treatments. Our team helps clients select plans accepted by local providers while explaining coverage limits and discount networks.
People
James Otto
Founder
James Otto founded the agency in 1987 after establishing expertise in health and life insurance markets. He built a client-focused practice emphasizing ethical advisory services before retiring in 2024.
Jennifer Wilhelm
Co-owner
Jennifer Wilhelm joined the agency in 2002 after a decade at Chubb Insurance. She specializes in Medicare planning and leads client education initiatives while maintaining a focus on personalized insurance solutions.
Jeff Wilhelm
Co-owner
Jeff Wilhelm transitioned from 16 years as an insurance attorney to co-own the agency. He focused on Medicare and long-term care planning until reducing to part-time work in 2024.
Art Olson
Insurance Agent
Art Olson has served as an insurance agent since 2019, specializing in Medicare and health insurance. A lifelong Prescott resident, he provides community-focused advisory services.
Dee Olson
Agency Manager
Dee Olson joined in 2023 as agency manager, bringing banking and real estate experience. She oversees operations while maintaining client advisory responsibilities for insurance solutions.
Questions
What insurance plans do you specialize in?
We specialize in Medicare plans, life insurance, long-term care, health insurance, and dental/vision coverage for Arizona residents.
Are you affiliated with government agencies?
No, we are an independent agency unaffiliated with Medicare or government programs, offering unbiased plan comparisons.
How do you help clients choose plans?
We analyze your needs, budget, and health status to recommend personalized options from 40+ carriers.
Do you offer free consultations?
Yes, we provide free insurance consultations and plan comparisons to help you make informed decisions.
Can you help with Medicare enrollment?
Yes, we guide clients through Medicare enrollment, including Advantage, Supplement, and Part D prescription plans.
What areas do you serve?
We primarily serve Prescott, Arizona, and surrounding communities in Yavapai County.
