Business Details
50+ Years
experience
Your Trusted Community Credit Union in Roseburg, OR
Founded in 1948 as DougCo Schools Credit Union, we began with 15 educators and a shoebox of assets. Over 75 years, we evolved into Cascade Community Credit Union, expanding our service to all Douglas County residents while maintaining our core values of local service and community investment. As a member-owned, not-for-profit financial institution, we prioritize people over profit, offering competitive financial products including auto loans, home mortgages, credit cards, and checking accounts.Our team provides personalized service with flexible terms, lower interest rates, and fewer fees compared to traditional banks. We actively support local schools, events, and organizations through over $145,000 in annual community investments. Our members enjoy exclusive perks like free Wildlife Safari access and Festival of Lights events. With branches in Roseburg and Sutherlin, we combine local expertise with nationwide financial capabilities to serve our members' needs.
Services
Auto Loans
Home Loans
Credit Cards
Checking Accounts
Business Loans
Details
- Year established: 1948
Highlights and features
- We've served Douglas County communities for over 75 years
- We offer lower interest rates and more flexible terms than traditional banks
- We reinvest over $145,000 annually in local schools and organizations
- We operate as a member-owned cooperative with no stockholders
- We provide same-day loan decisions with local expertise
What people say
Quick and easy
No anxiety
Community reinvestment
Fee-free options
Local decision-making
Services
Auto Loans
We provide competitive auto loans for new and used vehicle purchases or refinancing. Our local loan officers offer same-day decisions and flexible payment options. Members benefit from convenient automatic payment transfers and optional GAP coverage for added protection.
Home Loans
Our mortgage specialists offer financing for home purchases or refinancing across all 50 states. We provide conventional, FHA, VA, and USDA loan options with competitive rates. Local decision-making ensures personalized service for Douglas County residents.
Credit Cards
We offer multiple credit card options including Platinum, Rewards, and Share Secured cards with low fixed rates. Members earn cash back rewards and enjoy benefits like no annual fees, mobile wallet integration, and instant card replacement.
Checking Accounts
Our Pathfinder Checking accounts provide fee-free banking with competitive APYs. Features include digital banking, bill pay, nationwide ATM access, and overdraft protection options. No minimum balance requirements ensure accessible financial management.
Business Loans
We support local businesses with equipment financing, vehicle loans, lines of credit, and share secured loans. Our 24-hour approval process helps Douglas County entrepreneurs access funds quickly. Specialized lending options cater to non-profits and industry-specific needs.
Questions
Who can join Cascade Community Credit Union?
Anyone living, working, or worshiping in Douglas County, immediate family members of eligible individuals, and residents of specified towns including Roseburg and Sutherlin.
What loan products do you offer?
We provide auto loans, home mortgages, business loans, credit cards, and lines of credit with competitive rates and flexible terms for qualified applicants.
How does a credit union differ from a bank?
As a member-owned cooperative, we return profits to members through better rates, lower fees, and community investments rather than paying external shareholders.
Do you offer online banking services?
Yes, our Home Banking platform includes card controls, Zelle transfers, QuickBooks integration for businesses, and personalized account management tools.
What community benefits do members receive?
Members enjoy exclusive events like free Wildlife Safari access, Festival of Lights nights, and sponsored hours with local businesses offering complimentary services.
How quickly are loan applications processed?
Most loan applications receive local approval decisions within 24 hours, with pre-approval options available for auto purchases and home buying.
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