Business Details
50+ Years
experience
Your Trusted Health Insurance Partner in Odessa, TX
Hayes Insurance has been a trusted provider of health and life insurance solutions since its founding in 1968. Our expertise lies in connecting individuals and businesses of all sizes with tailored coverage options that align with their unique needs and budgets. Led by Judy Hayes, a seasoned insurance agent, we offer comprehensive services including group and individual health insurance, life insurance, dental and vision plans, and Health Savings Account (HSA) administration. Our partnerships with top-rated carriers like Blue Cross Blue Shield, United Healthcare, and Humana ensure access to diverse, competitive plans.We prioritize affordability, choice, and simplicity, empowering clients to make informed decisions about their healthcare. Our commitment to compliance and evolving industry regulations ensures our clients receive up-to-date, reliable guidance. With decades of experience serving Texas businesses and families, we remain dedicated to fostering long-term relationships built on trust and personalized service.
Services
Health Insurance
Life Insurance
Dental Insurance
Vision Insurance
Group Insurance
Individual Insurance
Short-term Insurance
HSA Administration
Long-term Care Insurance
Employee Benefits
Details
- Year established: 1968
Highlights and features
- We have over 50 years of experience providing tailored insurance solutions for Texas residents and businesses.
- Our partnerships with top-rated carriers ensure access to diverse, competitive coverage options.
- We prioritize affordability by balancing premiums and out-of-pocket expenses for individualized plans.
- Our compliance expertise ensures alignment with evolving healthcare regulations and industry standards.
- We offer personalized guidance for HSAs, long-term care insurance, and employee benefits packages.
Services
Health Insurance
Hayes Insurance offers comprehensive health insurance plans tailored for individuals, families, and businesses. Our services include group health insurance for companies with 22,000 employees, individual and family policies, and short-term plans for temporary needs. We partner with carriers like Blue Cross Blue Shield, Humana, and United Healthcare to provide plans with flexible premium structures, diverse network sizes, and straightforward benefits. This ensures clients find cost-effective solutions that align with their budget and healthcare priorities.
Life Insurance
We provide life insurance policies designed to protect families and business owners through tailored coverage. Our offerings include term and permanent life insurance for individuals, group life insurance for employee benefits, and products for children. By collaborating with carriers such as Principal Financial and Sun Life, we ensure policies that offer financial security, estate planning support, and flexibility in premium payments, meeting clients' long-term protection goals.
Dental Insurance
Hayes Insurance offers stand-alone dental insurance plans that can be purchased year-round, alongside inclusion in group or individual health policies. Our plans provide access to reliable, cost-effective coverage with trusted providers, emphasizing preventive care and affordability. This ensures individuals and employers can secure comprehensive oral health benefits that integrate seamlessly with broader healthcare strategies.
Vision Insurance
We provide vision insurance options that cover eye exams, glasses, and contact lenses, available as standalone plans or integrated with group health insurance. Partnering with leading carriers, our solutions ensure access to quality vision care at competitive rates. This service simplifies the process of securing essential eye health coverage for individuals and employers seeking to enhance employee benefits packages.
Health Savings Accounts (HSA)
Our HSA administration services help employers and individuals manage tax-efficient savings for medical expenses. We specialize in dual-option plans that combine HSAs with high-deductible health plans, aligning with federal regulations since HSAs were signed into law in 2003. Clients benefit from expert guidance on maximizing tax advantages, investment opportunities, and compliance with evolving healthcare policies.
People
Judy Hayes
Owner
Judy Hayes has over 50 years of experience in the insurance industry, specializing in connecting Texas businesses and families with tailored health and life insurance solutions. Her leadership emphasizes affordability, compliance, and personalized service.
Questions
What types of insurance does Hayes Insurance offer?
We provide health, life, dental, vision, and long-term care insurance, including group and individual policies, short-term plans, and Health Savings Accounts (HSAs) for Texas residents and businesses.
How does Hayes Insurance tailor insurance solutions to clients?
We assess each client's needs, budget, and preferences to customize coverage options, leveraging partnerships with top carriers and prioritizing affordability, choice, and compliance with healthcare regulations.
Do you offer insurance for small businesses?
Yes, we specialize in group insurance for businesses with 2–2,000 employees, including customizable health plans and employee benefits packages to support small business growth.
What is a Health Savings Account (HSA)?
An HSA is a tax-advantaged account for saving to cover medical expenses. Hayes Insurance offers HSA administration services, including dual-option plans that combine HSAs with high-deductible health insurance.
Are Hayes Insurance's services compliant with healthcare regulations?
Yes, we prioritize compliance with evolving healthcare laws and provide up-to-date guidance, ensuring our clients' policies adhere to federal and state regulatory standards.
Can I purchase dental or vision insurance separately?
Yes, we offer stand-alone dental and vision plans that can be purchased year-round, allowing individuals and businesses to secure specialized coverage tailored to their needs.
