Business Details
50+ Years
experience
Your Trusted Independent Insurance Agency in South Central Kentucky
Barger Insurance Agency has been a trusted independent insurance provider in South Central Kentucky since 1929. Our agency was founded on principles of care, trust, and honesty, which continue to guide our service today. We specialize in delivering personalized insurance solutions for individuals, families, and businesses, offering a comprehensive range of coverage options including home, auto, life, farm, and commercial insurance. Our team of experienced advisors takes pride in understanding clients' unique risks to recommend tailored policies that fit their budgets. As an independent agency, we represent multiple insurers to ensure competitive pricing and comprehensive protection.We accompany clients through every stage of their insurance journey, from policy selection to claims resolution, prioritizing transparency and client satisfaction. Our deep local knowledge enables us to address regional risk factors effectively. With offices in Columbia and Jamestown, KY, we serve Adair and Russell Counties and the Lake Cumberland area. Our mission remains simple: to build lasting relationships by providing high-quality insurance products at fair prices while maintaining Erie Insurance's commitment to service excellence.
Services
Home Insurance
Auto Insurance
Business Owners Insurance
Farm Insurance
Medicare Supplement Insurance
Life Insurance
Renters Insurance
Motorcycle Insurance
Off-Road Vehicle Insurance
Commercial Umbrella Insurance
Details
- Year established: 1929
Highlights and features
- We offer over 90 years of local insurance expertise in South Central Kentucky
- Our independent agency represents multiple carriers for competitive pricing options
- We provide personalized risk assessments and tailored insurance solutions
- Our team offers dedicated claims support and policy management assistance
- We maintain deep regional knowledge of local risk factors and coverage needs
Services
Home Insurance
Our home insurance protects your primary residence against fire, natural disasters, and property damage while covering additional living expenses during repairs. We customize policies to include valuable possessions, flood protection, and liability coverage that exceeds minimum standards. With specialized options for secondary homes and collectibles, our advisors ensure comprehensive protection for your most significant investment while maintaining affordability through competitive carrier partnerships.
Auto Insurance
We provide auto insurance that safeguards against collision damage, theft, and liability claims while offering optional coverage for uninsured motorists and roadside assistance. Our policies protect various vehicle types including classic cars, motorcycles, and off-road vehicles. By combining multiple carrier options with personalized risk assessments, we create affordable solutions that protect both your vehicle and financial well-being during unexpected incidents on the road.
Business Owners Insurance
This bundled policy combines property and liability protection for Kentucky businesses, covering fire damage, equipment loss, and income interruption. We tailor coverage to specific industries while offering additional protections against cyber liability, workers' compensation claims, and commercial vehicle risks. Our independent agency helps businesses navigate complex insurance needs through multiple carrier options and personalized risk management strategies.
Farm Insurance
Our farm insurance consolidates home, auto, and commercial coverage into one policy that protects against crop loss, equipment damage, and liability claims. We address unique agricultural risks including livestock protection, storage facility coverage, and seasonal income fluctuations. With specialized knowledge of Kentucky's farming industry, we create comprehensive policies that safeguard both your livelihood and personal assets under one streamlined plan.
Medicare Supplement Insurance
We help Kentucky seniors navigate Medicare options by providing supplemental coverage that fills gaps in government health insurance. Our advisors explain Part A/B coverage details, prescription drug plans, and Medicare Advantage alternatives while recommending appropriate long-term care and disability protections. We simplify complex insurance decisions through personalized consultations that consider individual health needs and budget requirements.
People
Stephen Keen
Principal
Stephen Keen serves as Principal at Barger Insurance Agency's Columbia office, leveraging decades of local insurance experience to provide tailored risk management solutions for South Central Kentucky residents.
Kathryn Ellis
Agent
Kathryn Ellis works as an insurance agent in Columbia, KY, specializing in personal insurance policies while maintaining strong relationships with local policyholders through personalized service and community engagement.
Susan Loy
Principal
Susan Loy operates as Principal at Barger Insurance Agency, combining leadership responsibilities with direct client service to maintain the agency's founding commitment to ethical insurance practices.
Dwayne Loy
Principal
Dwayne Loy leads Barger Insurance Agency's Jamestown office, applying specialized knowledge of rural insurance needs to protect families and agricultural businesses across Russell County.
Tamara Coleman
Agent
Tamara Coleman provides insurance solutions from the Jamestown office, focusing on building trusted relationships with clients while offering expert guidance through complex policy decisions.
Questions
What insurance options do you offer for Kentucky farmers?
We provide comprehensive farm insurance policies that combine home, auto, and commercial coverage with specialized protections for agricultural equipment, livestock, and seasonal income fluctuations.
How can I get a personalized insurance quote?
Contact us directly through our website or call 270-384-2457 to schedule a consultation with our local agents who will assess your specific needs and budget requirements.
Do you offer business insurance for small commercial operations?
Yes, our Business Owners Policies combine property and liability coverage with optional add-ons for cyber liability, workers' compensation, and commercial vehicle protection tailored to Kentucky businesses.
What makes you different from other insurance agencies?
As an independent agency since 1929, we combine local expertise with multiple carrier options to create personalized solutions while maintaining our founding commitment to ethical practices and client advocacy.
Do you provide Medicare insurance guidance?
Our specialists help Kentucky seniors understand Medicare Part A/B coverage, supplemental plans, and prescription drug options through personalized consultations that consider individual health needs.
How do you handle insurance claims?
We provide dedicated claims support by evaluating settlement offers, negotiating with carriers, and advocating for fair resolutions while guiding clients through the entire process.
