Business Details
26 Years
experience
Emergency
services
Your Trusted Insurance Partner in Bedford, NH
Boufford Insurance Agency has been serving individuals and businesses in New Hampshire and Massachusetts for over two decades. Our team specializes in aligning clients with tailored insurance solutions that balance cost and comprehensive coverage. We prioritize understanding the unique risks faced by each client, whether a small business owner or a homeowner, to recommend the most suitable policies. With expertise across commercial and personal insurance lines, including liability, workers' compensation, and flood coverage, we ensure our clients' assets are protected. Our commitment to leveraging technology and maintaining 24/7 customer access sets us apart in delivering efficient service.Led by Jeff Boufford, a seasoned industry professional with extensive community involvement, we combine technical knowledge with personalized support to build trust. Our approach focuses on simplifying complex insurance decisions while emphasizing long-term client relationships. We work exclusively with trusted carriers to provide reliable claims support and competitive pricing. This dedication to expertise, transparency, and client-centric service has made us a preferred insurance partner in the region.
Services
General Liability
Professional Liability
Workers' Compensation
Commercial Vehicles
Umbrella Policies
Flood Insurance
Home Insurance
Auto Insurance
Details
- Year established: 2000
Highlights and features
- We offer industry-specific insurance expertise for New Hampshire and Massachusetts businesses.
- Our team provides 24/7 customer access for policy changes and claims reporting.
- Experienced agents deliver customized coverage balancing price and protection.
- We work with trusted carriers to ensure reliable claims support.
- 20+ years of local insurance knowledge and community involvement.
What people say
Knowledgeable staff
Responsive claims support
Competitive rates
Personalized service
Local expertise
Services
General Liability
Protects businesses from lawsuits related to bodily injury, property damage, and advertising injuries. Covers medical costs, legal fees, and settlements. Essential for companies facing third-party risk exposure in operations.
Workers' Compensation
Provides medical benefits and wage replacement for work-related injuries or illnesses. Required by law in most states. Protects businesses from employee lawsuits while ensuring worker care.
Commercial Vehicles
Covers business-owned vehicles against accidents, theft, and damage. Includes liability protection for third-party injuries or property damage. Available for single vehicles or entire company fleets.
Umbrella Policies
Extends liability coverage beyond primary policy limits. Protects against catastrophic losses from lawsuits exceeding standard insurance thresholds. Provides cost-effective additional protection across multiple policy types.
Flood Insurance
Covers property damage from flooding events excluded in standard policies. Required for properties in high-risk zones. Available through National Flood Insurance Program or private carriers.
People
Jeff Boufford
Principal
Over 20 years of insurance experience, including founding Boufford Insurance Agency. Former partner at Boyd & Boufford. Active in New Hampshire community organizations. Focuses on client relationships and risk assessment.
Questions
Does my business need employment practices liability coverage?
If you employ staff, this coverage protects against claims related to hiring practices, workplace environment, and discrimination not covered by general liability policies.
What's the difference between general liability and professional liability?
General liability covers physical injuries and property damage, while professional liability protects against claims of negligence in professional services or advice.
Should I bundle home and auto insurance?
Bundling typically provides significant discounts on both policies while simplifying coverage management with a single provider.
How are partial loss claims handled?
Replacement cost covers new item replacement, while actual cash value considers depreciation. Policy type determines compensation amount for damaged property.
Do I need flood insurance?
Required for high-risk flood zones. Recommended even in moderate-risk areas due to standard policy exclusions for flood damage.
