Restoring Peace of Mind, One Financial Step at a Time

Passionate advocates for financial relief and peace of mind.

Cape Fear Debt Relief, founded in 2011, is a boutique bankruptcy firm serving individuals and small businesses in Wilmington, North Carolina and the surrounding areas. Led by experienced attorney Richard P. Cook, we understand the emotional and financial burden debt can impose. Our personalized approach and unwavering support will guide you through every step of the bankruptcy process with empathy and understanding.

Our Mission

Our mission is to empower individuals facing financial challenges by providing tailored legal guidance and compassionate support. We believe in:

Client-centered approach: We prioritize your needs and concerns, offering personalized attention and communication throughout the process.
Comprehensive guidance: We navigate you through the complexities of bankruptcy, explaining each step clearly and offering expert advice.
Tailored financial strategies: We customize plans to address your specific financial situation and long-term goals.
Unwavering support: We stand by your side, offering encouragement and guidance throughout your journey.

What sets us apart

Experienced Attorney: Attorney Richard P. Cook boasts over two decades of legal experience and is a NC State Bar Board Certified Specialist in Business and Consumer Bankruptcy Law.
Accessible communication: We prioritize open and regular communication, ensuring you are fully informed and comfortable throughout the process.
Community-centered: Our location in Wilmington allows us to serve the needs of our local community with personalized attention.

Our Services

Chapter 7 Bankruptcy: Eliminate unsecured debts and get a fresh financial start.
Chapter 11 Bankruptcy: Reorganize debts and restructure your finances.
Chapter 13 Bankruptcy: Create a repayment plan to gradually repay your debts while retaining some assets.
Merchant Cash Advances: Explore options to address unpaid debts without jeopardizing your business.
Bankruptcy for Service Members: Specialized guidance for active-duty military personnel facing financial challenges.

Schedule a Consultation Today

If you are struggling with debt and seeking a way to restore financial stability, contact Cape Fear Debt Relief today. Schedule a free consultation to discuss your situation in detail and explore your options. We are confident that we can guide you towards a brighter financial future.

Update Share

Positive: Richard Cook/Cape Fear Debt Relief is praised for their expertise, professionalism, kindness, and empathetic approach to helping clients navigate the bankruptcy process.

Negative: One reviewer noted organizational issues with the office staff, leading to frustration and stress.

Overall Experience

The majority of reviews for Richard Cook/Cape Fear Debt Relief are overwhelmingly positive, with most reviewers praising Richard's expertise, professionalism, and kindness. Reviewers have reported feeling confident and relieved after working with Richard, citing his ability to manage the bankruptcy process with ease and efficiency.

Positive Traits

Reviewers have praised Richard's:

Expertise: Many reviewers credited Richard with being knowledgeable and understanding of the bankruptcy process, making the experience less intimidating and stressful.
Professionalism: Reviewers praised the office staff for being kind, understanding, and professional.
Communication: Reviewers appreciated the regular updates and prompt responses from Richard and his staff.
Empathy: Reviewers felt that Richard and his staff truly cared about their clients' well-being and were empathetic to their financial struggles.

Negative Traits

The only negative review mentioned organization issues with the office staff, citing repeated requests for new information and paperwork.

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