Business Details
50+ Years
experience
Your Trusted Community Bank in Pickens, SC
Established in 1920, we have served as a trusted community bank dedicated to meeting local financial needs. Our locally owned institution focuses on personalized service, offering home loans, checking and savings accounts, certificates of deposit, and retirement planning solutions. With decision-making rooted in community interests, we prioritize sound business practices and long-term relationships with customers.Our team combines decades of banking expertise with a commitment to financial education and customer support. Through modern conveniences like mobile banking and 24-hour telephone services, we maintain our hometown values while adapting to evolving needs. Our reputation for reliability and community stewardship has made us a cornerstone of Pickens County's financial landscape.
Services
Checking Accounts
Savings Accounts
Mortgage Loans
Certificates of Deposit
IRAs
Business Banking
Mobile Banking
Safe Deposit Boxes
Online Services
Debit Cards
Details
- Year established: 1920
Highlights and features
- We make local lending decisions with community interests in mind
- 100+ years of continuous service to Pickens County residents
- Personalized banking approach with experienced local professionals
- Comprehensive financial products from checking to retirement accounts
- 24-hour telephone banking with immediate customer service access
Services
Checking Accounts
Our checking accounts provide flexible financial management solutions with no monthly service fees for most accounts. Features include free debit cards, mobile banking, and unlimited check writing capabilities. Designed for everyday use, these accounts combine convenience with competitive interest options for qualified customers.
Mortgage Loans
Local home loan expertise helps customers achieve homeownership through personalized mortgage solutions. We offer competitive rates and work directly with borrowers to find suitable financing options. Our community-focused approach ensures decisions are made locally with understanding of regional market needs.
Certificates of Deposit
CD accounts provide guaranteed returns with terms ranging from 91 days to 5 years. Customers benefit from tiered rate options and flexible interest distribution choices. These accounts offer secure growth opportunities for both short-term and long-term savings goals.
Online Banking
24/7 digital banking platform enables account management from any device. Features include bill pay, mobile check deposit, account alerts, and eStatements. This convenient service maintains security while providing modern banking capabilities accessible from anywhere at any time.
Safe Deposit Boxes
Secure storage solutions protect valuable documents and possessions in fire-resistant containers. Available in multiple sizes, these boxes offer controlled access during business hours. Ideal for safeguarding important papers, family heirlooms, and other irreplaceable items requiring professional protection.
Questions
How do I open a checking account?
Visit our Pickens or Six Mile branch with valid ID and make a $100 minimum deposit. Choose between standard or senior checking options.
What mortgage loan options are available?
We offer conventional home loans with competitive rates and local decision-making. Our team helps customers find suitable financing solutions for primary residences.
Do you offer business banking services?
Yes, we provide specialized checking and savings accounts for corporations, LLCs, and non-profits with features like 200 free monthly transactions.
How does mobile banking work?
Download our mobile app to access account balances, deposit checks, pay bills, and receive real-time transaction alerts from your smartphone.
What are CD account terms?
Our certificates of deposit range from 91-day terms to 5-year options with guaranteed interest rates and flexible interest distribution choices.
How can I report a lost debit card?
Call (864) 878-2444 during business hours or (800) 414-4071 after hours to report lost/stolen cards and request replacements.
