Platinum Benefits Team

Platinum Benefits Team (PBT) is a leading health insurance agency dedicated to providing superior service and tailored solutions to clients throughout Long Island, New York, and beyond. With over two decades of experience in the industry, PBT has built a solid reputation for its unwavering commitment to customer satisfaction and its deep understanding of the ever-evolving healthcare landscape.

We believe that navigating the complexities of health insurance should be a seamless experience. Our mission is to empower individuals, families, and businesses with the knowledge and resources they need to make informed decisions about their healthcare coverage.

PBT's team of highly skilled and knowledgeable insurance professionals goes above and beyond to provide personalized guidance and support throughout the entire process, from initial consultation to policy enrollment and beyond. We pride ourselves on building lasting relationships with our clients, acting as trusted advisors who are always available to answer questions, address concerns, and help them optimize their benefits.

Our Services

At PBT, we offer a comprehensive suite of health insurance services designed to meet the diverse needs of our clients.

Group Health Insurance

We understand the critical importance of providing employees with comprehensive and competitive health benefits. PBT specializes in providing group health insurance solutions tailored to businesses of all sizes, ranging from small startups to large corporations. Our expert team works closely with HR departments to assess their needs, analyze market trends, and negotiate with leading insurance carriers to secure the most favorable rates and coverage options.

NY State Exchange Plans (ACA)

Navigating the Affordable Care Act (ACA) marketplace can be challenging. PBT simplifies the process by guiding individuals and families through the selection of suitable plans available through the New York State of Health Marketplace. We explain the complex terminology in plain language, identify eligible subsidies and tax credits, and ensure that our clients understand the nuances of each plan option.

Medicare Supplemental and Medicare Advantage

As individuals enter retirement, access to comprehensive Medicare coverage becomes crucial. PBT provides expert guidance on Medicare supplements and Medicare Advantage plans, helping clients choose the option that best aligns with their healthcare needs and budget. We demystify the complexities of Medicare, ensuring clients understand their coverage options and make informed decisions.

Ancillary Benefits

To enhance employee benefits packages, PBT offers a wide range of ancillary benefits, including dental, vision, life, and disability insurance. These valuable additions provide employees with financial protection and peace of mind, while helping employers attract and retain talent. We partner with leading carriers to offer competitive rates and comprehensive coverage options.

Online Enrollment Solutions

PBT streamlines the enrollment process with secure online enrollment solutions. Clients can easily access plan information, compare options, and enroll in their chosen plans online, 24/7. Our dedicated support team provides ongoing assistance throughout the enrollment process, ensuring a smooth and efficient experience.

Commitment to Excellence

At Platinum Benefits Team, we are driven by a passion for providing exceptional client service. We believe that comprehensive health insurance is not just about coverage; it's about well-being. Our dedicated team is committed to empowering individuals, families, and businesses with the knowledge and resources to make the best possible healthcare decisions.