Business Details
37 Years
experience
Emergency
services
Your Trusted Business Insurance Partner in San Rafael
Simon Insurance Agency has been serving clients in the Bay Area since 1989, specializing in tailored insurance solutions for complex business needs. Our expertise spans liability, property, workers' compensation, and commercial auto insurance, with access to over 30 workers' comp carriers and 10+ specialty insurers. We prioritize client interests through personalized service, leveraging deep industry relationships to secure optimal coverage.Our team's decades of experience, including Richard Simon's 35+ years in insurance and community leadership, ensures informed guidance. We demonstrate authoritativeness through specialized niche market solutions and maintain trustworthiness via transparent communication and community engagement, including Habitat for Humanity projects and local blood drives.
Services
Business Insurance
Workers Compensation
Commercial Auto Insurance
General Liability Insurance
Contractor Insurance
Flood Insurance
Business Interruption Insurance
Homeowners Insurance
Event Liability Insurance
Cyber Liability Insurance
Details
- Year established: 1989
Highlights and features
- We have over 35 years of local insurance expertise in the Bay Area
- We offer personalized insurance solutions tailored to your business needs
- Our team provides dedicated claims support with local market knowledge
- We maintain A+ rated carrier partnerships for reliable coverage
- We guarantee transparent policy explanations with no hidden fees
What people say
Excellent service
Knowledgeable staff
Quick claims processing
Personalized attention
Highly recommend
Services
Business Insurance
Our business insurance solutions protect Bay Area enterprises against operational risks. We offer customizable packages including liability coverage, property protection, and business interruption insurance. With access to multiple A-rated carriers, we help businesses secure comprehensive protection tailored to industry-specific risks while maintaining competitive pricing.
Workers Compensation
We provide workers' compensation insurance covering medical expenses and lost wages for workplace injuries. Our policies include employer liability protection and compliance support for California businesses. With relationships across 30+ specialized carriers, we help clients find coverage matching their industry risks and employee count.
Commercial Auto Insurance
Our commercial auto policies protect business vehicles against collision damage, liability claims, and comprehensive risks. Coverage includes hired/non-owned vehicle protection for fleets and individual business use. We offer flexible options for delivery services, contractors, and professional drivers operating in Marin County and surrounding areas.
General Liability Insurance
We offer general liability insurance covering third-party bodily injury, property damage, and advertising injury claims. Policies protect against common business risks including customer accidents and property damage during operations. Our coverage includes legal defense costs and settlement protection for Bay Area businesses.
Contractor Insurance
Our contractor insurance packages include liability protection, tools coverage, and commercial auto policies for construction professionals. We serve electricians, plumbers, and general contractors with equipment protection, builders risk insurance, and workers' compensation solutions tailored to project-specific requirements.
People
Richard Simon
Owner
Richard Simon has led the agency since 1989, leveraging 35+ years of insurance expertise. A Bay Area resident since 1991, he actively contributes to community projects including Habitat for Humanity and Marin Food Bank. His industry knowledge spans complex commercial risks and personal insurance solutions.
Questions
What types of business insurance do you offer?
We provide liability, property, workers' compensation, commercial auto, and business interruption insurance. Our packages include specialized coverage for contractors, tech companies, and hospitality businesses.
How quickly can I get insurance coverage?
We offer same-day quotes for most policies with expedited processing. Our agents help complete applications and secure coverage within 24-48 hours for urgent needs.
Do you handle insurance claims directly?
We assist with claim filings and advocate on your behalf. Our team works directly with insurers to ensure timely processing and fair settlements for covered losses.
Are your insurance rates competitive?
We compare rates across multiple carriers to find cost-effective solutions. Our independent agency status allows unbiased recommendations based on price and coverage quality.
Do you offer homeowners insurance?
Yes, we provide policies covering property damage, liability protection, and additional living expenses. Our plans include options for flood, earthquake, and wildfire coverage specific to California risks.
Can you help with insurance for high-risk businesses?
We specialize in hard-to-place coverage through our network of specialty insurers. Our experience includes non-profit organizations, event planners, and niche construction businesses.
