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Business Details
47 Years
experience
Your Trusted Auto Dealership in San Luis Obispo
Since 1979, McCarthys has delivered efficient, easy, and honest car buying and selling experiences. Our reputation for outstanding customer service is built on over 30,000 successful transactions in San Luis Obispo County. We prioritize peace of mind by offering a 90-day full-coverage warranty on most vehicles, with optional extended warranties up to 5 years/100,000 miles. Our inventory undergoes rigorous evaluation by ASE Certified Mechanics to ensure quality.

We provide competitive financing options through partnerships with local and national banks, accommodating diverse credit profiles. Our no-pressure sales environment and commitment to community support have earned us recognition as the #1 Used Car Dealer in SLO County for 11 consecutive years. We focus exclusively on used vehicles, offering a wide selection of cars, trucks, and SUVs from reputable manufacturers.
Services
Used Car Sales Vehicle Financing Car Appraisals Trade-In Services Bad Credit Loans
Details
  • Year established: 1979
Highlights and features
  • 45+ years serving San Luis Obispo County with integrity
  • Over 30,000 satisfied customers through transparent transactions
  • ASE Certified Mechanics inspect every vehicle in inventory
  • 90-day full-coverage warranty with extended options available
  • Community involvement recognized by New Times Best of SLO Awards
What people say
Amazing staff Fantastic to deal with Spot on customer service ASE-certified inspections Community involvement recognized
Services
Used Car Sales
McCarthy's offers a comprehensive selection of inspected used cars, trucks, and SUVs from trusted manufacturers. Every vehicle undergoes rigorous mechanical evaluation by ASE Certified technicians to ensure reliability. Our inventory includes fuel-efficient hybrids, luxury models, and commercial vehicles sourced from reputable sellers across California.
Vehicle Financing
We provide accessible financing solutions for all credit profiles through partnerships with local and national lenders. Our finance team secures competitive rates and streamlines the approval process, often completing transactions onsite the same day. Special programs exist for first-time buyers and those rebuilding credit.
Car Appraisals
Our free appraisal service evaluates your vehicle's market value based on condition, mileage, and current demand. We offer cash purchases or trade-in credits with no obligation to buy. The process includes a detailed inspection and transparent assessment of your car's worth.
Trade-In Services
We facilitate seamless trade-in transactions toward new purchases, providing fair market value assessments. Our team handles all paperwork and vehicle transfer processes, allowing customers to apply equity toward any vehicle in our inventory.
Bad Credit Loans
Specialized financing programs help customers with challenged credit histories establish or rebuild automotive credit. We work directly with lenders offering tailored loan terms and financial education resources to improve future credit opportunities.
People
Chris Wesney
General Manager
With over two decades in automotive sales, Chris leads McCarthy's operations with a focus on customer satisfaction and team development. He ensures dealership processes maintain the highest ethical standards while exceeding industry benchmarks for service excellence.
Rusty Evans
Sales Manager
Rusty brings 15+ years of regional automotive expertise, overseeing sales strategies that maintain McCarthy's community leadership position. He mentors sales professionals while developing programs that simplify vehicle purchasing for Central Coast residents.
Cody Akers
Finance Manager
Cody specializes in structuring financing solutions for diverse credit profiles, leveraging relationships with multiple lending institutions. His background in financial counseling helps customers understand loan terms and improve long-term credit health.
Jimi Casciaro
Sales Consultant
Recognized for exceptional customer service, Jimi has facilitated hundreds of successful transactions through personalized vehicle matching. His approach prioritizes client education about vehicle features and ownership costs without pressure-based tactics.
Steve Snyder
Sales Consultant
With a decade of local dealership experience, Steve builds lasting customer relationships through transparent communication and post-purchase support. He specializes in helping families find vehicles that match their lifestyle requirements and budget constraints.
Questions
Does McCarthy's offer financing for customers with bad credit?
Yes, we specialize in financing solutions for all credit profiles through partnerships with multiple lenders. Our finance team works to secure approvals even for challenged credit situations.
Can I sell my car directly to McCarthy's?
We offer free appraisals with no obligation to purchase. We'll buy your vehicle outright or apply its value toward any car in our inventory.
What warranties are available on used vehicles?
We provide a standard 90-day full-coverage warranty on most vehicles, with optional extended coverage available up to 5 years or 100,000 miles.
How often do you receive new inventory?
We add new vehicles daily from trusted sources across California. Check our website regularly for the latest arrivals and special offers.
Do you service out-of-state customers?
Yes, we assist buyers from across the country with vehicle preparation, documentation, and shipping arrangements for purchased vehicles.