Bay Atlantic Fed Credit Union

Bay Atlantic Federal Credit Union is a member-owned, not-for-profit financial institution dedicated to empowering its members with quality financial solutions and exceptional, friendly service. Established in 1939 by nine charter members who were Kimble Glass employees, the credit union has grown into a full-service financial institution serving the people of Cumberland County and beyond.

The original Kimble Federal Credit Union was administered from office space inside the glass plant, with operations later moved to a building constructed on Vineland's Crystal Avenue for access by employees and their families. Today, Bay Atlantic Federal Credit Union stands as a testament to its founders' vision, providing financial services to a diverse range of members while retaining its commitment to the community.

Bay Atlantic Federal Credit Union's CEO/President, Gail Marino, is a descendant of one of the original nine charter members. Under her leadership, the credit union has continued to grow and evolve, staying true to its mission of empowering members with financial solutions while providing exceptional service.

Our Services

As a full-service financial institution, Bay Atlantic Federal Credit Union offers a comprehensive range of services designed to meet the needs of its members. Here are some of the key services provided by the credit union:

• Checking and Savings Accounts: Bay Atlantic Federal Credit Union offers a variety of checking and savings accounts to meet the needs of its members. From basic checking accounts to high-yield savings accounts, there is an account for every financial goal.
• Youth Programs: The credit union is committed to financial education and offers a variety of programs for young members, including a Youth Month program that encourages savings and financial literacy.
• Loans: Whether it's a car loan, a personal loan, or a mortgage, Bay Atlantic Federal Credit Union offers a range of loan options to help members achieve their financial goals. With competitive rates and flexible terms, the credit union is dedicated to helping members find the right loan for their needs.
• Credit Cards: The credit union offers a variety of credit cards, including low-interest cards and rewards cards.
• E-Services: Bay Atlantic Federal Credit Union offers a variety of e-services, including online banking, mobile banking, and bill pay. These services make it easy for members to manage their finances on their own time.
• Additional Services: The credit union also offers additional services such as shared branch banking, free financial education, student loan coaching, scholarships, and insurance products.

Membership Benefits

As a member-owned institution, Bay Atlantic Federal Credit Union is committed to providing value to its members. Members can take advantage of a variety of benefits, including:

• Lower Fees: The credit union offers lower fees than many banks, helping members save money.
• Competitive Rates: The credit union offers competitive rates on loans and savings accounts, helping members earn more interest and pay less interest.
• Exceptional Service: The credit union is dedicated to providing exceptional service to its members. Whether it's a simple transaction or a complex financial question, members can count on the credit union to provide the help they need.
• Member Referral Program: Members can earn rewards by referring friends and family to the credit union.