Business Details
47 Years
experience
Your Trusted Retirement Planning Partner in Camp Hill, PA
1st Choice Financial Services is built on a biblical foundation, believing stewardship of money is a divine directive. We specialize in retirement planning, prioritizing quality of life and financial stability for retirees through unbiased recommendations. As an independent practice, we avoid conflicts of interest by not affiliating with brokerages or banks, ensuring strategies align solely with client needs. Our fiduciary standard mandates loyalty and care, treating retirement planning as a lifelong journey rather than a one-time event.We emphasize transparency to build trust, personally understanding each client's financial situation, health, and retirement goals. Our mission serves individuals and couples through customized strategies addressing six key retirement risks: longevity, liquidity, inflation, market volatility, mortality, and taxes. We integrate faith with financial expertise, aligning client success with divine purpose while maintaining SEC-registered advisory compliance through Foundations Investment Advisors, LLC.
Services
Retirement Planning
Wealth Management
Social Security Optimization
Tax Planning
Estate Planning
Annuities
Life Insurance
Income Planning
Details
- Year established: 1979
Highlights and features
- We operate under a fiduciary duty to always prioritize client interests
- Our retirement planning addresses six critical financial risks
- Biblically-based stewardship principles guide all financial recommendations
- Transparent fee-only compensation structure ensures unbiased advice
- Decades of experience serving Central Pennsylvania retirees
Associations and certifications
- SEC registered investment adviser
What people say
Excellent insurance guidance
Peace of mind
Personal attention
Financial confidence
Exceptional service
Services
Retirement Planning
Our retirement planning service provides personalized guidance for building and managing retirement income streams. We help clients navigate Social Security optimization, pension planning, and sustainable withdrawal strategies. With expertise in addressing longevity risks and market volatility, we create customized roadmaps that adapt to changing life circumstances while maintaining tax efficiency throughout your retirement years.
Wealth Management
Our wealth management approach integrates investment management with comprehensive financial planning. We help clients balance growth and protection strategies while addressing estate considerations, insurance needs, and tax efficiency. This holistic service evolves with your changing needs through different life stages, ensuring your financial resources work cohesively toward achieving both short-term and long-term objectives.
Tax Planning
Specializing in tax-efficient retirement strategies, we help minimize tax liabilities through coordinated planning of retirement account distributions and investment positioning. Our approach considers current and future tax implications, utilizing tax-advantaged vehicles to preserve wealth while maximizing available deductions and credits specific to retirees.
Estate Planning
We assist in creating comprehensive estate plans that ensure your assets are distributed according to your wishes while minimizing tax burdens. Our service coordinates with legal professionals to establish wills, trusts, and healthcare directives, while also addressing charitable giving strategies that align with your personal values and legacy goals.
Annuities
We offer fixed-indexed annuities designed to provide guaranteed lifetime income streams. These insurance products help protect against longevity risk while offering growth potential linked to market indices. We carefully evaluate annuity options from multiple providers to find suitable solutions that complement your overall retirement income strategy.
People
Alvin H. Deitrich, Jr.
Founder & Retirement Advisor
With over 40 years in financial services, Alvin established 1st Choice Financial Services in 1979. He specializes in retirement income planning and has guided hundreds of clients through successful transitions into retirement while integrating biblical stewardship principles.
Kevin Deitrich
Partner & Retirement Advisor
As second-generation advisor, Kevin combines modern financial planning techniques with the firm's traditional values. He focuses on helping clients achieve financial freedom through comprehensive retirement strategies and personalized investment solutions.
Joe Deitrich
Partner & Retirement Advisor
Bringing extensive insurance expertise, Joe specializes in risk management solutions and legacy planning. He helps clients protect assets while creating sustainable income streams that last throughout retirement.
Tyler Bowman
Associate Advisor / Health Care Specialist
Tyler focuses on healthcare planning for retirees, coordinating insurance solutions with overall retirement strategies. He provides specialized guidance on Medicare options and long-term care planning.
Terri Deitrich
Operations Manager
With SHRM-CP certification, Terri oversees firm operations and client experience. She ensures seamless service delivery while maintaining the firm's commitment to exceptional client care and ethical standards.
Questions
What retirement planning services do you offer?
We provide comprehensive retirement planning including income strategies, tax optimization, estate planning, and risk management tailored to individual financial goals.
Are you a fiduciary financial advisor?
Yes, we operate under a fiduciary duty through our affiliation with Foundations Investment Advisors, LLC, always prioritizing client interests.
What areas do you serve?
Primarily serving Camp Hill, PA and Central Pennsylvania, with virtual advisory services available for out-of-area clients.
How are your services compensated?
We maintain a transparent fee-only structure with no commissions or hidden charges for financial products.
Do you offer tax planning for retirees?
Yes, we specialize in tax-efficient strategies specifically designed for retirees to minimize tax liabilities.
