Business Details
30 Years
experience
Trusted Mortgage Brokers in Calgary
Liberty Mortgage was founded in 1996 as a RECA licensed Mortgage Brokerage and Boutique Private Lender. We specialize in creative real estate-backed financing solutions, offering short to medium-term private mortgages to developers, businesses, and individuals across Western Canada. With over 25 years of experience, our team has arranged approximately $1 billion in mortgage loans, providing 1st, 2nd, and mezzanine mortgages on diverse real estate assets. We combine extensive underwriting expertise with a commitment to fast turnaround times, expert delivery, and flexible financing options. Our services include bridge loans, construction financing, and mezzanine/participating mortgages, tailored to meet the unique needs of our clients.We pride ourselves on our non-bureaucratic processes and our ability to structure loans based on equity and borrower commitment rather than rigid formulas. Our team includes seasoned professionals with decades of experience in financial investments, underwriting, and real estate management. We maintain strong relationships with banking contacts to arrange conventional loans for qualified clients. Our focus on equity lending ensures clients receive personalized solutions that align with their project goals. We operate with transparency, emphasizing clear communication and client satisfaction throughout the lending process.
Services
Mortgage Loans
Bridge Loans
Construction Financing
Mezzanine Loans
Equity Lending
Land Development Loans
Commercial Mortgages
Residential Mortgages
Private Lending
Loan Structuring
Details
- Year established: 1996
Highlights and features
- We have over 25 years of experience in private mortgage lending.
- Our team includes RECA licensed professionals with deep underwriting expertise.
- We offer competitive rates and flexible loan terms from 6 to 24 months.
- We prioritize equity-based lending tailored to individual project needs.
- We provide rapid loan approvals with a non-bureaucratic process.
Associations and certifications
- RECA
What people say
Fast loan approvals
Flexible financing options
Expert underwriting
Personalized solutions
Strong industry knowledge
Services
Mortgage Loans
Liberty Mortgage provides tailored mortgage solutions for residential, commercial, and industrial properties. Our loans range from $100,000 to $10 million with terms of 6 to 24 months. We focus on equity-based lending, prioritizing borrowers' skin in the game and project viability. Clients benefit from rapid approvals and flexible repayment options.
Bridge Loans
Our bridge loans offer interim financing for real estate projects, enabling clients to secure properties before long-term financing is arranged. With loan amounts up to $10 million and terms of 6 to 24 months, these loans are ideal for developers and investors needing quick capital. We emphasize fast processing and equity-backed security.
Construction Financing
Liberty Mortgage funds construction projects including residential complexes, commercial buildings, and land development. Loans up to $10 million support builders and developers with competitive rates and flexible terms. Our team ensures efficient funding and tailored solutions for both small-scale and large-scale construction ventures.
Mezzanine Financing
We offer mezzanine financing for real estate investments, combining debt and equity to support high-value projects. These loans, available up to $10 million, provide subordinate financing with flexible repayment structures. Ideal for developers seeking additional capital while maintaining primary mortgage arrangements.
Equity Lending
Our equity lending approach prioritizes the borrower's equity stake in properties. This model allows clients with strong assets but non-traditional profiles to secure financing. Loans up to $10 million are structured based on property value and borrower commitment, ensuring tailored solutions for diverse real estate ventures.
People
Clinton Evangelista
Managing Partner
Clinton Evangelista, a licensed mortgage associate since 2005, leads Liberty Mortgage's credit committee. With over 18 years in financial investments and private lending, he specializes in underwriting and loan structuring.
Michelle Elliott
Managing Partner
Michelle Elliott co-leads Liberty Mortgage with expertise in underwriting and mortgage financing. Licensed since 2008, she brings 14 years of experience in conventional and private lending solutions for clients.
Kyle Taylor
Vice President, Business Development
Kyle Taylor, holding an MBA in Finance, drives business growth at Liberty Mortgage. Since joining in 2022, he leverages his real estate management expertise to enhance operational efficiency and client service.
Debra White
Corporate Administrator
Debra White manages production accounting at Liberty Mortgage. With 15 years in oil & gas accounting, she ensures accurate financial operations and administrative support since joining in 2016.
Questions
What types of properties do you finance?
We finance residential, commercial, industrial, raw land, construction, and recreational properties across Western Canada.
What loan terms do you offer?
Our terms range from 6 to 24 months with flexible repayment options and no early penalties.
Can I apply with poor credit?
Yes, we evaluate applications based on equity and project viability, not just credit scores.
How quickly can loans be funded?
Approvals typically take 2-5 days, with funding within 5-7 days after approval depending on loan size.
What loan sizes do you handle?
We consider loans from $100,000 to $10 million and beyond for qualified borrowers.
