Business Details
Your Trusted Rural Financial Partner
We are a cooperative, not-for-profit financial institution chartered by the federal government and owned by our members. Our mission is to strengthen the financial well-being of our community through accessible products, services, and educational resources. Governed by a volunteer Board of Directors elected by members, we prioritize transparency and member engagement in decision-making. With a focus on McCone, Garfield, Dawson, and 14 other rural counties, we provide tailored financial solutions while maintaining federal insurance through NCUA. Our services include checking and share accounts, VISA cards, insurance programs, and specialized loans for homes, farms, and equipment.We empower members with 24/7 digital banking tools and emphasize financial literacy to support long-term stability. As a member-owned institution, we reinvest earnings to benefit our community and ensure competitive rates on deposits and loans. Our commitment to local growth extends to offering scholarships, free notary services, and community-focused initiatives. We operate under strict federal regulations while maintaining flexibility to address the unique needs of our members in challenging rural environments.
Services
Checking Accounts
Share Certificates
VISA Cards
Loan Programs
Insurance Services
Mobile Banking
Retirement Accounts
Wire Transfers
Notary Services
Scholarship Programs
Highlights and features
- We operate as a member-owned cooperative with community-focused governance
- Our NCUA-insured deposits provide federal security for all accounts
- Specialized loan programs for rural properties, farms, and equipment purchases
- Competitive interest rates on share certificates and savings accounts
- 24/7 digital banking with mobile check deposit and transaction alerts
Associations and certifications
- NCUA
Services
Share Certificates
Our share certificates offer guaranteed returns with terms ranging from 4 months to 30 months. Competitive rates apply to standard and jumbo deposits with automatic dividend accrual. Members benefit from federal insurance and predictable growth for their savings.
VISA Cards
We provide customizable VISA debit and credit cards with real-time transaction controls through our mobile app. Features include cashback rewards, reloadable travel cards, and instant issuance for immediate use at participating merchants.
Loan Programs
Specialized loan products support home purchases, farm equipment acquisition, and vehicle financing. Our lending team works with applicants to structure terms that match their financial capacity and long-term goals.
Insurance Services
Through TruStage partnerships, we offer auto, home, and life insurance products. Members access guaranteed-approval options including no-cost accidental death coverage with flexible upgrade pricing.
Mobile Banking
Our mobile app enables 24/7 account management with features like mobile check deposit, card controls, and real-time transaction alerts. The platform supports secure fund transfers and bill payments from any location.
Questions
What counties does Grasslands FCU serve?
We serve members in McCone, Garfield, Dawson, Richland, Wibaux, Roosevelt, Valley, Phillips, Petroleum, Rosebud, Custer, Fallon, Prairie, Carter, Powder River, Daniels, Sheridan, and Treasure counties.
Are deposits at Grasslands FCU insured?
Yes, all deposits are federally insured up to $250,000 through the National Credit Union Administration (NCUA), a U.S. government agency.
What loan types are available?
We offer home loans, farm/ranch financing, equipment loans, auto loans, and personal loans with competitive rates for qualified applicants.
Can I access banking services 24/7?
Yes, our mobile app and online banking platform provide 24/7 access for fund transfers, check deposits, bill payments, and account management.
What insurance products do you offer?
Through TruStage partnerships, we provide auto, home, life, and accidental death & dismemberment insurance with guaranteed acceptance options for members.
How do I become a member?
Membership requires living in our service area. Once established, your membership remains active even if relocating outside the designated field.