Business Details
30 Years
experience
Your Trusted Mortgage Partner for Home Purchase and Refinancing
Since 1996, JTS & Co. Mortgage Professionals have been dedicated to making homeownership accessible through personalized mortgage solutions. Our team of experienced Mortgage Advisors specializes in guiding clients through home purchase loans and refinancing options with competitive rates. We empower customers with tools like pre-qualification letters, property evaluations, and rate comparison calculators to ensure informed decisions.Our streamlined 100% online application process enables fast funding, often within 30 days, while prioritizing client choice and flexibility. With a focus on transparency and client-centric service, we help homeowners secure affordable terms tailored to their unique financial situations.
Services
Home Purchase Loans
Refinance Options
Rate Comparisons
Property Evaluation
Cash-Out Refinance
Details
- Year established: 1996
Highlights and features
- We offer 28 years of mortgage industry experience since 1996
- Our team provides personalized loan comparisons and competitive rate analysis
- We guarantee fast funding options completed within 30 days
- Our 100% online application streamlines the mortgage process
- We empower clients with property evaluations and cash-out refinance options
What people say
Patient, kind, knowledgeable
Many choices given
Services
Home Purchase Loans
We specialize in customized home purchase loans with competitive rates tailored to your financial situation. Our Mortgage Advisors help first-time buyers and experienced homeowners secure financing for primary residences, investment properties, and vacation homes. With multiple loan programs available, including conventional, FHA, VA, and USDA options, we ensure you find the perfect mortgage solution for your needs.
Refinance Options
Our refinance solutions help homeowners lower monthly payments, reduce interest costs, or access home equity. We offer rate-and-term refinancing for better loan terms and cash-out refinancing to leverage property equity for major expenses. Our team analyzes your current mortgage to identify savings opportunities through today's favorable rates.
Rate Comparisons
Our real-time rate comparison tools let you evaluate current mortgage rates and terms side-by-side. This service helps you make data-driven decisions by showing how different loan terms affect monthly payments and total interest costs. We update rates daily to reflect market conditions and provide personalized explanations for each option.
Property Evaluation
We provide accurate property evaluations to help homeowners understand their equity position and loan options. This service is crucial for determining refinancing potential, setting realistic selling prices, or securing appropriate coverage for new purchases. Our valuation process considers local market trends, comparable sales, and property condition assessments.
Cash-Out Refinance
Our cash-out refinance program allows homeowners to convert property equity into usable funds for home improvements, debt consolidation, or investment opportunities. We guide clients through determining eligible loan amounts based on current equity positions and help structure withdrawals that maintain favorable loan-to-value ratios while maximizing financial flexibility.
Questions
How do I get pre-qualified for a mortgage?
Complete our online pre-qualification process to receive a customized letter showing your affordable home purchase range within minutes.
What refinance options are available?
We offer rate-and-term refinancing to lower payments, cash-out refinancing for equity access, and strategic refinancing for home improvement projects.
How quickly can loans be funded?
Our streamlined process typically funds loans within 30 days of application, with expedited options available for qualified applicants.
Can I compare mortgage rates online?
Yes, our rate comparison tool allows real-time analysis of current mortgage rates and terms to help you make informed decisions.
What loan programs do you offer?
We provide conventional, FHA, VA, and USDA loans with competitive rates tailored to first-time buyers, move-up homeowners, and investors.
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