Business Details
15 Years
experience
Your Trusted Houston Bankruptcy Solution
At Vasquez Law Group, we specialize exclusively in bankruptcy law and related legal matters, providing compassionate and personalized legal guidance to clients in Houston and surrounding areas. Founded in 2011, our firm is led by Attorney Regina M. Vasquez, a 5-star-rated lawyer recognized as a Top Latino Lawyer (2021) and Best Bankruptcy Attorney in Houston (2022). We combine deep expertise in bankruptcy proceedings, IRS debt resolution, and vehicle repossession defense with a commitment to easing client stress through clear communication and tailored strategies.Our practice emphasizes transparency, client education, and ethical representation, ensuring clients understand their options while navigating complex legal processes. With a focus on financial rehabilitation, we help individuals regain control of their futures through Chapter 7, Chapter 13, and debt relief solutions.
Services
Chapter 7 Bankruptcy
Chapter 13 Bankruptcy
Vehicle Repossession Defense
Payday Loan Debt Relief
IRS Tax Debt Resolution
Debt Settlement
Financial Counseling
Bankruptcy Consultation
Foreclosure Prevention
Credit Rehabilitation
Details
- Year established: 2011
Highlights and features
- We offer exclusive bankruptcy law expertise since 2011 with 5-star client ratings
- Our attorney provides personalized debt resolution strategies tailored to individual circumstances
- We combine compassionate client support with aggressive legal representation
- Our firm offers IRS debt resolution and tax law expertise
- We guarantee transparent communication and no hidden fees
What people say
Compassionate service
Professional team
Efficient process
Financial freedom achieved
Excellent communication
Services
Chapter 7 Bankruptcy
Chapter 7 bankruptcy provides debt relief through asset liquidation for qualifying individuals. This process typically lasts 4 months, stopping creditor harassment and wage garnishments while discharging eligible debts. Our firm guides clients through the means test qualification, asset exemption protection, and trustee meeting preparation to ensure a smooth process toward financial fresh start.
Chapter 13 Bankruptcy
Chapter 13 establishes structured debt repayment plans over 3-5 years. This option helps clients retain assets while restructuring debts through court-approved payment schedules. We assist with plan formulation, creditor negotiations, and modification requests to accommodate changing financial circumstances throughout the repayment period.
Vehicle Repossession Defense
Our firm protects clients facing vehicle repossession by negotiating loan modifications and facilitating Chapter 13 filings to recover seized vehicles. We explain legal rights during repossession, challenge improper collection actions, and develop strategies to maintain essential transportation while resolving underlying debt issues.
IRS Debt Resolution
We resolve IRS tax debts through bankruptcy discharge options, installment agreements, and offer in compromise settlements. Our services include penalty abatement requests, lien resolution, and strategic planning to address both current and past-due tax obligations while protecting client assets.
Payday Loan Debt Relief
Our team addresses payday loan debt cycles through creditor negotiations, payment plan restructuring, and bankruptcy protection when necessary. We educate clients on alternative lending options and develop debt management strategies to break the high-interest loan cycle while restoring financial stability.
People
Regina M. Vasquez
Founding Attorney
Practicing exclusively in bankruptcy law since 2011, Regina Vasquez combines legal expertise with compassionate client support. A Top Latino Lawyer (2021) and Best Bankruptcy Attorney in Houston (2022), she focuses on Chapter 7/13 filings, IRS debt resolution, and financial rehabilitation. Her background includes clerkships with a Chapter 13 trustee and Hewlett Packard, bringing practical insights to debt relief strategies.
Questions
What bankruptcy options are available for Houston residents?
We specialize in Chapter 7 liquidation bankruptcy for low-income debtors and Chapter 13 repayment plans for those seeking to protect assets while restructuring debt.
How does bankruptcy affect vehicle repossession?
Filing Chapter 13 within 10 days of repossession can help recover your vehicle. We'll help negotiate payment plans to retain your transportation.
Can I resolve IRS tax debt through bankruptcy?
Yes, we help clients address tax debt through bankruptcy proceedings or alternative resolution methods like installment agreements and offers in compromise.
How does bankruptcy impact credit scores?
Most clients see credit score improvements within 12 months post-bankruptcy. We provide credit reports showing projected recovery timelines during consultations.
What debt relief alternatives exist besides bankruptcy?
We offer payday loan debt counseling, creditor negotiation, and financial planning services to explore all options before recommending bankruptcy as a last resort.
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