Business Details
50+ Years
experience
Your Trusted Insurance Partner in Virginia & North Carolina
Watkins Insurance has been a trusted provider of comprehensive insurance solutions since 1924, serving clients across Virginia and North Carolina. Our agency combines four generations of experience with a commitment to personalized service, offering tailored coverage options for personal, business, and employee benefit needs. We prioritize client relationships, ensuring each policyholder receives expert guidance and support from our team of licensed professionals.Our dedication to community, choice, and service has solidified our reputation as a leader in the insurance industry. We work closely with reputable carriers to deliver competitive rates and ensure clients are protected against evolving risks. With multiple office locations, we provide accessible, reliable service to meet the diverse needs of our clients.
Services
Home Insurance
Auto Insurance
Watercraft Insurance
Workers Compensation
Business Owners Insurance
Employee Benefits
Farm Insurance
Contractor Insurance
Equipment Rental Insurance
Landlord Insurance
Details
- Year established: 1924
Highlights and features
- We offer over 100 years of experience in the insurance industry.
- Our team provides personalized service tailored to individual client needs.
- We partner with reputable carriers to ensure competitive rates and coverage options.
- Our local expertise spans Virginia and North Carolina markets.
- We prioritize transparency and ethical practices in all client interactions.
What people say
Professional service
Smooth claims process
Knowledgeable agents
Long-term reliability
Personalized attention
Services
Home Insurance
Home insurance protects your residence and belongings against risks like fire, theft, and natural disasters. We offer customizable policies to cover repair costs, personal property, and liability claims. Our policies include options for flood, umbrella coverage, and valuable item protection, ensuring comprehensive safeguards for your home investment.
Auto Insurance
Auto insurance provides financial protection against accidents, theft, and vehicle damage. Our policies include liability coverage, collision/comprehensive protection, and uninsured motorist options. We tailor plans to meet state requirements and individual needs, ensuring affordable rates and coverage for personal and commercial vehicles.
Workers Compensation
Workers compensation insurance safeguards businesses against costs related to workplace injuries or illnesses. We provide coverage for medical expenses, lost wages, and legal liabilities. Our policies comply with state regulations and include risk management resources to promote workplace safety and reduce claims.
Business Owners Insurance
Business owners insurance combines property and liability coverage into one policy. We protect against risks like property damage, business interruption, and third-party claims. Additional options include cyber liability, equipment breakdown, and employment practices coverage, ensuring holistic protection for small to mid-sized enterprises.
Watercraft Insurance
Watercraft insurance protects boats and personal watercraft against accidents, theft, and environmental damage. Our policies cover towing assistance, pollution liability, and personal property losses. We offer agreed value coverage and optional add-ons like hurricane haul-out protection, ensuring peace of mind for recreational and commercial boating needs.
People
Catherine Watkins Olmert
President
Catherine leads Watkins Insurance with a legacy of four generations in the industry. She focuses on maintaining the agency's founding principles while adapting to modern client needs.
Pat Olmert
Vice-President, Certified Work Comp Advisor
Pat specializes in workers compensation solutions, leveraging decades of experience to help businesses manage workplace risks and compliance requirements effectively.
Beverly Edwards
Operations Manager
Beverly oversees commercial insurance operations, ensuring seamless policy management and client support for business clients across multiple industries.
Questions
What types of insurance does Watkins Insurance offer?
We provide home, auto, business, employee benefits, farm, contractor, and watercraft insurance, among other specialized coverage options.
Do you serve clients outside Virginia and North Carolina?
Our primary service areas are Virginia and North Carolina, though we may assist with certain policies through our carrier partnerships.
How can I file a claim?
Contact our office directly at 434-447-3544 or use our online portal to report a claim and receive immediate assistance.
Are your insurance rates competitive?
As an independent agency, we shop multiple carriers to ensure competitive pricing tailored to your specific needs.
Can I customize my insurance policy?
Yes, we design policies to match your unique risks, offering add-ons like umbrella coverage, flood insurance, and cyber liability protection.
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