York Insurance Services

York Insurance Services, Inc. is an independent insurance agency dedicated to serving the Forest Hill, Maryland community and the entire state of Maryland. Our team of experts is committed to providing you with a personalized insurance experience, tailoring coverage to fit your unique needs. With access to offerings from several top-rated insurance companies, we can deliver competitive quotes and solutions for all your insurance needs.

Our Services

As an independent agency, we represent multiple insurance companies, allowing us to find the best coverage for your specific requirements. Our services include various types of personal and business insurance coverage, ensuring that you, your family, and your assets are protected.

*Personal Insurance*

We offer a wide range of personal insurance options designed to meet the needs of Maryland residents. Our personal insurance services include:

1. Auto Insurance: We're ready to not only save you money on your current auto insurance policy but also give you peace of mind. Our auto insurance coverage includes liability, collision, comprehensive, uninsured motorist, and underinsured motorist protection.

2. Home Insurance: We provide coverage for your home and personal belongings, including dwelling protection, personal property coverage, liability protection, and additional living expenses. Our homeowners insurance options can be customized to fit your specific needs.

3. Motorcycle Insurance: We offer motorcycle insurance coverage options designed to protect you, your bike, and your passengers. Our coverage includes liability, collision, comprehensive, uninsured motorist, and underinsured motorist protection.

4. Boat & Watercraft Insurance: We provide insurance coverage for various watercraft, including boats, yachts, personal watercraft, and jet skis. Our coverage includes liability, physical damage, and additional optional coverages.

5. Flood Insurance: Flood insurance coverage is available for your home, business, or automobile. This coverage is essential for protecting your assets from the financial impact of flood damage.

6. Recreational Vehicle Insurance: We offer insurance coverage for recreational vehicles such as motorhomes, travel trailers, and fifth wheels. Our coverage includes liability, collision, comprehensive, and optional coverages.

7. Personal Umbrella Insurance: Personal umbrella insurance provides an extra layer of liability protection, covering claims that exceed the limits of your underlying policies.

*Business Insurance*

We understand the unique challenges that businesses in various industries face when it comes to insurance. We take the time to assess your business's risks and tailor a package that fits your needs. Our business insurance services include:

1. Business Owners Policy (BOP): A BOP combines property, liability, and business interruption insurance into one convenient package.

2. Commercial Auto Insurance: We offer commercial auto insurance coverage options for your business vehicles, protecting you from financial losses due to accidents, theft, or vandalism.

3. Commercial Property Insurance: This insurance provides coverage for your business's buildings, equipment, and inventory, protecting you from financial losses due to property damage or loss.

4. General Liability Insurance: General liability insurance covers claims related to bodily injury, property damage, and personal injury that may arise from your business operations.

5. Professional Liability Insurance: Also known as errors and omissions insurance, professional liability insurance protects businesses and professionals from claims related to negligence, errors, and omissions in the performance of their duties.

6. Workers Compensation Insurance: Workers compensation insurance provides coverage for medical expenses, lost wages, and rehabilitation costs for employees injured on the job.

7. Farm & Ranch Insurance: We offer farm and ranch insurance coverage options to protect your property, equipment, and livestock.

8. Cyber Liability Insurance: Cyber liability insurance covers financial losses resulting from data breaches, cyberattacks, and other cyber-related risks.

9. Directors & Officers Insurance: Directors and officers insurance protects your company's executives from claims related to their management decisions and actions.

10. Event & Weather Insurance: We offer event and weather insurance coverage options to protect your business from financial losses due to adverse weather conditions or event cancellations.

11. Pest Control Insurance: Pest control insurance provides coverage for businesses in the pest control industry, protecting them from financial losses due to accidents, property damage, and legal claims.

12. Medical Malpractice Insurance: Medical malpractice insurance provides coverage for healthcare professionals and businesses against claims related to negligence, errors, and omissions in the delivery of medical care.

At York Insurance Services, Inc., our goal is to educate and serve the Forest Hill, Maryland community and the state of Maryland, offering a variety of insurance options tailored to fit your needs. Our dedicated team of experts is here to help you navigate the complex world of insurance, ensuring that you have the right coverage at the right price.