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Trusted Insurance Solutions in San Diego
As a locally owned and operated insurance agency in San Diego, CA, we combine decades of industry experience with comprehensive product knowledge to help individuals and businesses manage risk. Our team of seasoned professionals specializes in crafting personalized insurance solutions tailored to commercial and personal needs. With a focus on exceptional service, we work one-on-one with clients to develop policies that provide robust protection while fostering lasting relationships.

Backed by partnerships with 200+ approved providers, we serve 11,000+ clients across 100+ industries, offering access to specialized coverage options that adapt to evolving risks. Our commitment to client-centric service ensures every policy reflects both the unique needs of our clients and the highest standards of the insurance profession.
Services
Business Insurance Home Insurance Auto Insurance Life Insurance Employee Benefits Commercial Auto Homeowners Liability In-Home Business Insurance Landlords Insurance Mobile Home Insurance
Highlights and features
  • We offer 40+ years of industry experience in insurance solutions.
  • Our team serves 11,000+ clients across 100+ industries.
  • We provide access to 200+ approved insurance providers.
  • Our personalized service ensures tailored insurance policies.
  • We specialize in covering diverse industries with expert knowledge.
Services
Business Owners Policy (BOP)
Our Business Owners Policy combines property, liability, and crime insurance into a customizable package for small to mid-sized businesses. Designed to protect day-to-day operations, it covers premises liability, business income loss, and inventory damage while offering cost-effective savings through bundled coverage. Tailored to specific industry needs, this policy ensures comprehensive protection for commercial assets.
Commercial Auto Insurance
Commercial Auto Insurance safeguards business vehicles and drivers against accidents, theft, and liability claims. Coverage includes bodily injury, collision, and uninsured motorist protection, with optional add-ons like Bailee Coverage for transported goods. Customizable policies ensure fleets remain protected during local deliveries or cross-country operations.
Commercial General Liability
This coverage protects businesses from financial losses due to lawsuits over bodily injury or property damage. It includes premises liability, products liability, and specialized options like Garagekeepers and Employment Practices Liability. Policies address risks across industries, from auto service operations to liquor liability for events.
Commercial Property Insurance
Commercial Property Insurance covers buildings, equipment, and inventory against damage from fire, theft, or natural disasters. Additional options like Builders Risk and Equipment Breakdown coverage ensure protection during construction or mechanical failures. Combined with liability coverage, it offers holistic security for business premises.
Commercial Umbrella Insurance
Commercial Umbrella Insurance provides supplemental liability coverage beyond standard policies. It protects against major lawsuits from accidents on or off business premises, including libel, product liability, and employment practices claims. This policy ensures financial stability during catastrophic events exceeding primary coverage limits.
People
Raad Khalaf
President
With decades of insurance expertise, Raad leads Axelrod Insurance Services in delivering tailored commercial and personal policies. He focuses on building client relationships while maintaining industry-leading standards.
Haydeh Saadatyazdi
Vice President
Haydeh specializes in risk management solutions, leveraging her extensive experience to develop comprehensive insurance strategies for businesses and individuals across diverse sectors.
Melissa Somo
Senior Account Manager
Melissa manages client accounts with precision, ensuring policies align with evolving needs. Her background in insurance operations supports personalized service and client satisfaction.
Questions
What areas does Axelrod Insurance Services cover?
We serve clients in San Diego, Chula Vista, La Jolla, Escondido, El Cajon, Riverside, and surrounding areas for all insurance needs.
What types of insurance do you offer?
We provide business, auto, home, life, and employee benefit insurance, including specialized coverage like umbrella policies and identity theft protection.
Are your services available 24/7?
Yes, our 24-hour customer service ensures support for claims, billing, and emergencies at any time through Allied Insurance's On Your Side service.
How can I get a quote?
Request a quote online or contact our office directly. A representative will provide personalized options based on your insurance requirements.
Do you work with multiple insurance providers?
We partner with 200+ approved providers to offer competitive rates and tailored policies that meet diverse client needs.
Can I manage my policy online?
Yes, our secure customer portal allows you to access documents, policies, and account information anytime for convenience.