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20 Years
experience
Your Trusted Buy Here Pay Here Dealer in Des Moines
Owen Auto has been serving the Des Moines community since 2006 as a family-owned and operated Buy Here Pay Here dealership. Our mission is to provide accessible vehicle financing solutions for customers with diverse credit histories while maintaining the highest standards of quality and service. Every vehicle in our inventory undergoes a comprehensive inspection and detailing process by our certified full-time mechanic to ensure reliability and customer satisfaction. We specialize in helping individuals with bruised, damaged, or bad credit obtain affordable financing through our in-house payment plans. Our welcoming team works closely with customers throughout the entire purchasing process, offering flexible payment options including in-person, phone, mail, and automatic payments.

With a focus on transparency and customer care, we pride ourselves on maintaining a selection of late-model pre-owned vehicles that meet the needs of our community. Our service center provides expert automotive maintenance and repairs, ensuring continued vehicle performance after purchase. We serve Des Moines, Norwalk, and the surrounding 50315 area, operating with the core values of integrity, compassion, and community support. Our commitment to quality extends to every aspect of our business, from vehicle preparation to personalized customer service. By combining financial flexibility with mechanical expertise, we aim to make vehicle ownership achievable and stress-free for all our customers.
Services
Buy Here Pay Here Financing Vehicle Financing Solutions Pre-Owned Car Sales Automotive Service Center Credit Recovery Assistance
Details
  • Year established: 2006
Highlights and features
  • Family-owned since 2006 with personalized service
  • Certified mechanic inspects every vehicle
  • Flexible financing for all credit situations
  • Comprehensive pre-sale vehicle detailing
  • Multiple convenient payment options available
What people say
Amazing experience Caring people Smooth process Quick expert service Highly recommended
Services
Buy Here Pay Here Financing
Our Buy Here Pay Here program provides direct financing solutions for customers with challenging credit histories. We handle approvals internally without traditional bank requirements, offering personalized payment plans that accommodate individual financial situations. This service enables vehicle ownership for those who might otherwise struggle to secure financing through conventional channels.
Pre-Owned Vehicle Sales
We offer a curated selection of late-model pre-owned vehicles that undergo rigorous inspection and detailing. Each car receives comprehensive mechanical evaluation and cosmetic preparation to ensure reliability and value. Our inventory focuses on quality vehicles that meet the transportation needs of our diverse customer base while maintaining affordability.
Automotive Service Center
Our service department provides expert maintenance and repair solutions for all customers. Certified technicians perform routine maintenance, diagnostics, and repairs using professional-grade equipment. This service ensures continued vehicle performance and longevity for both our financed vehicles and the broader community.
Credit Recovery Assistance
We offer specialized programs to help customers improve their credit profiles through responsible vehicle financing. Our approach includes flexible down payment options and structured payment plans designed to accommodate financial challenges while building positive payment history for our clients.
Vehicle Inspection Service
Every vehicle undergoes a comprehensive 125-point inspection by our certified mechanic before sale. This process includes mechanical diagnostics, safety checks, and performance testing to ensure roadworthiness. Our inspection protocol maintains high standards for vehicle reliability and customer satisfaction.
Questions
What credit score do I need to qualify for financing?
We work with all credit situations, including scores below 600. Traditional bank approval is not required for our Buy Here Pay Here program.
What types of vehicles do you offer?
We specialize in late-model pre-owned cars, trucks, SUVs, and vans that undergo rigorous inspection and detailing before sale.
How does the payment process work?
Choose from multiple payment options including in-person, phone, mail, or automatic payments. We work with you to create affordable payment plans.
Are service appointments available for non-financed vehicles?
Yes, our service center welcomes all customers regardless of where they purchased their vehicle.
What areas do you serve?
We primarily serve Des Moines, Norwalk, and the surrounding 50315 area with vehicle sales and service.
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