Business Details
44 Years
experience
Community Loans for Homes, Businesses & Towns
We are a community-focused financial organization dedicated to empowering individuals and communities through loans, coaching, and guidance. For over four decades, we have provided tailored financial solutions to help residents purchase manufactured homes, strengthen small businesses and nonprofits, and support municipalities in economic development. Our approach combines financial expertise with personalized support, ensuring clients receive both capital and strategic advice. We specialize in affordable housing preservation, resident-owned community financing, and small business growth, with a proven track record of delivering measurable social impact.Our team brings decades of experience in community lending, grant writing, and project management, adhering to strict ethical standards and transparency. As a trusted partner, we prioritize long-term community resilience and economic security, backed by a 100% investor repayment record and national recognition for innovative financing models.
Services
Affordable Homes Loans
Resident-owned Community Support
Small Business Loans
Nonprofit Financing
Municipal Grant Writing
Manufactured Home Park Purchase Loans
Affordable Housing Development Loans
Energy Solutions
Microloans
Coaching & Guidance
Details
- Year established: 1982
Highlights and features
- We offer 42 years of experience in community-focused lending and development
- Our customized loan programs include repayment coaching and business advice
- We specialize in preserving affordable manufactured housing communities
- Our team provides expert grant-writing assistance for municipalities
- We maintain a 100% investor repayment record since our founding
What people say
Coach you
Sense of possibility
Relief to have someone
Vital work
Amazing partnership
Services
Affordable Homes Loans
We provide fixed-rate mortgages for manufactured home purchases, refinancing, and home improvements. Our loans help preserve affordable housing while offering financial stability to homeowners. With flexible terms and expert guidance, we support both individual buyers and large-scale housing developments.
Resident-owned Communities
Our specialized program offers loans and technical assistance for manufactured home park residents seeking cooperative ownership. We help communities acquire and manage their parks while providing ongoing operational guidance. This model preserves affordable housing and empowers residents through collective ownership.
Small Business Loans
We deliver customized loan solutions for local businesses including farms, food producers, and retail operations. Our financing includes repayment coaching and business development support. These loans help entrepreneurs expand operations, create jobs, and strengthen local economies through sustainable growth.
Energy Solutions
Our energy efficiency initiatives provide loans and consulting for renewable energy projects in residential and commercial settings. We help organizations reduce energy costs while improving environmental sustainability. Services include solar installations, energy audits, and infrastructure upgrades tailored to community needs.
Coaching & Guidance
We offer personalized financial counseling and business development support with all loan products. Our experts provide strategic advice on repayment planning, business operations, and project management. This comprehensive approach ensures long-term success for borrowers and strengthens overall community economic resilience.
Questions
What types of loans do you offer?
We offer affordable home loans, small business financing, nonprofit loans, municipal grants assistance, and energy efficiency programs.
How do I qualify for a manufactured home loan?
Our manufactured home loans consider credit history, income stability, and property condition. We work with applicants to meet their specific needs.
Do you serve businesses outside New Hampshire?
While our primary focus is New Hampshire and Vermont, we consider select projects across Northern New England.
What is a resident-owned community (ROC)?
ROC is a cooperative model where residents collectively own and manage their manufactured home park to preserve affordable housing.
How can municipalities access grant writing assistance?
We help small towns secure government, corporate, and foundation grants through our specialized municipal support program.
What investor opportunities exist?
We offer impact investment options with competitive returns that directly support community development projects across New England.