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Florida Insurance Experts for Medicare & Health Plans
Ference-Arison Insurance Services has been a trusted authority in Florida's healthcare insurance landscape for over three decades. Our mission centers on providing expert assistance to individuals, families, and businesses seeking affordable, high-quality health and Medicare plans. With a team of over 140 licensed, trained insurance specialists, we deliver objective guidance through multiple channelsphone, text, telehealth, or face-to-face consultations. Our commitment extends beyond initial sales, ensuring long-term client relationships through ongoing support and service. As a leading Florida Blue Medicare agency, we service more than 10,000 Medicare recipients statewide while maintaining a 99% satisfaction rate.

Our agents specialize in navigating complex insurance terminology, premiums, and benefits to help clients make informed decisions. We offer access to major insurance carriers' plans, including customized group benefit solutions for businesses of all sizes. Our recent merger with Patriot Growth Insurance Services enhances our capacity to serve Floridians with expanded resources and expertise. We prioritize transparency, client education, and personalized support, operating with no hidden fees and a focus on community needs. With offices across Florida and 24/7 support availability, we combine local market knowledge with industry-leading sales support systems to deliver comprehensive insurance solutions.
Services
Medicare Plans Individual Health Insurance Group Business Insurance Dental Plans Critical Illness Coverage Hospital-Surgical Insurance Accident Insurance Life Insurance Vision Coverage Long Term Disability
Highlights and features
  • We have 30+ years of combined experience in Florida healthcare insurance
  • Our team includes 140+ licensed insurance specialists
  • We offer 24/7 support for Medicare beneficiaries
  • We partner with Florida Blue and major insurance carriers
  • We maintain a 99% client satisfaction rate
What people say
Best plan, not commission Trusted authorities Expert assistance Licensed agents Satisfaction rate
Services
Medicare Plans
Our Medicare specialists help Florida residents navigate coverage options including HMO, PPO, DSNP, RX plans, and Medicare Supplements. We explain benefits like prescription drug coverage, emergency care, and preventive services while helping clients find plans that match their healthcare needs and budget. Our licensed agents provide ongoing support throughout the policy term.
Individual Health Insurance
We assist individuals and families in selecting appropriate health insurance plans with options including HMO, PPO, and HSA-compatible plans. Our agents explain coverage details, premium costs, and benefit structures while helping clients understand terms like deductibles, copayments, and out-of-pocket maximums. We offer multiple consultation methods including phone, text, and telehealth appointments.
Group Business Insurance
As one of Florida's largest group benefit agencies, we help businesses select employee health insurance packages. Our services include comparing multi-plan offerings, HRA options, dental and vision coverage, and disability insurance. We assist with carrier selection, policy implementation, claims support, and annual renewals while providing customized solutions for companies of all sizes.
Critical Illness Coverage
We offer supplemental insurance products for specific health needs including cancer coverage, hospital confinement insurance, and accident protection plans. These policies provide financial support for unexpected medical expenses while complementing primary health insurance coverage. Our agents explain policy details and help clients determine appropriate coverage levels.
Florida Blue Plans
As a leading Florida Blue agency, we help clients access plans within this major provider network. We explain network benefits, provider access, and coverage specifics while helping clients select plans that balance cost and healthcare access needs. Our ongoing support includes claims assistance and policy clarification services.
People
Jeff Ference
Leadership Team
With over three decades of Florida healthcare insurance experience, Jeff Ference leads our team in delivering expert insurance solutions. He focuses on maintaining our commitment to personalized service while expanding our capabilities through strategic partnerships like our merger with Patriot Growth Insurance Services.
Jordan Koko
Leadership Team
Jordan Koko contributes to our leadership team's expertise in insurance solutions. With extensive experience in Florida's insurance market, he helps ensure our agents maintain the highest standards of client service and product knowledge across all our locations.
Austin Tabankin
Agent
Licensed insurance agent in Fort Lauderdale with expertise in helping clients navigate health insurance options. Provides personalized consultations to individuals and families seeking appropriate coverage solutions through Florida's marketplace.
Carmen Prieto
Agent
Experienced Fort Lauderdale insurance specialist focusing on Medicare and health plan selection. Assists clients in understanding policy details, benefits, and coverage limitations while providing ongoing support throughout the policy term.
Chris Marchandat
Agent
Dedicated insurance professional serving Fort Lauderdale residents. Specializes in explaining complex insurance terminology and helping clients compare plan options to find coverage that matches their specific healthcare needs and budget.
Questions
What insurance services do you offer in Florida?
We provide Medicare plans, individual/family health insurance, group business coverage, dental plans, critical illness insurance, and Florida Blue network options.
How can you help with Medicare enrollment?
Our specialists explain Medicare options, compare plans, and help with enrollment while providing ongoing support for beneficiaries across Florida.
Do you serve all areas of Florida?
Yes, we have agents statewide with offices in Fort Lauderdale, Ocala, Newberry, and other locations to serve Florida residents.
What makes your agency different from others?
With 30+ years of experience and 140+ licensed agents, we combine local expertise with nationwide network access and 24/7 client support.