Original Mortgage

At Original Mortgage, we're dedicated to providing personalized mortgage solutions that cater to each client's unique needs and financial goals. Our team, led by experienced broker Michael Mammen, is committed to making the home loan process easier and more accessible for everyone.

We understand that buying or refinancing a home can be a complex and overwhelming experience, especially for first-time homebuyers. That's why we're here to guide you through every step of the process, from getting a custom digital rate quote to finalizing your loan. Our aim is to make sure you get the best possible mortgage rate, allowing you to achieve your dream of homeownership without breaking the bank.

Our Services

We offer a wide range of loan options designed to meet the diverse needs of our clients. These include:

• 30 Year Fixed Mortgage: Provides stability and predictability with a fixed interest rate for the entire loan term.
• 15 Year Fixed Mortgage: Offers a shorter loan term and lower interest rates, ideal for those who want to pay off their mortgage quickly.
• FHA Loans: Designed for first-time homebuyers, these loans offer lower down payments and more lenient credit score requirements.
• Adjustable Rate Mortgage: Suitable for those who expect their income to increase in the future, this loan offers a lower initial interest rate that adjusts periodically.
• VA Loans: Exclusively for veterans, active-duty military personnel, and surviving spouses, these loans offer favorable terms and lower interest rates.
• Jumbo Loans: For those purchasing higher-priced homes, these loans provide financing options beyond conventional loan limits.
• 203K Loans: Allows homeowners to finance home improvements and repairs into their mortgage.
• USDA Loans: Offers zero-down mortgages for borrowers purchasing homes in rural areas.
• HARP Loans: Helps underwater homeowners refinance their mortgages to lower interest rates.
• Reverse Mortgage: Allows homeowners to borrow money using the equity in their homes as collateral.

In addition to these loan options, we also provide a variety of free tools to help you make informed decisions throughout the process. These include:

• Home Values: Get an estimate of your home's value with our home valuation tool.
• Pre-Approval Letter: Receive a free pre-approval letter to kickstart your home buying or refinancing process.
• Refinance Analysis: Determine if refinancing your current mortgage is the right choice for you.
• Payment Calculator: Calculate your monthly mortgage payments with our easy-to-use calculator.
• Search Homes for Sale: Browse available properties in your desired area.
• Home Insurance Quote: Get a quote for homeowners insurance to protect your investment.

Our Commitment to You

At Original Mortgage, we're committed to delivering exceptional customer service and unparalleled industry knowledge. We believe in building long-term relationships with our clients and strive to make the home loan process as smooth and stress-free as possible. Whether you're purchasing your first home, refinancing an existing mortgage, or exploring other financing options, we're here to help you achieve your financial goals.