Stephen Simmons

At Simmons Insurance and Financial Services Inc., we are dedicated to providing you with personalized insurance solutions that cater to your unique needs. Our mission is to help you manage and mitigate risk, ensuring you and your loved ones are protected from unforeseen events.

With over two decades of experience in the insurance industry, our team, led by State Farm Agent Stephen Simmons, has the expertise and knowledge to guide you through the complex world of insurance. We understand that every individual has different insurance requirements, and we strive to provide you with the best possible coverage at an affordable price.

Our Services

We offer a wide range of insurance products designed to meet your specific needs. Whether you're looking for auto, homeowners, condo, renters, personal articles, business, life, or health insurance, we have got you covered. In addition to these, we also provide other financial services such as banking, mutual funds, and annuities.

Our auto insurance quotes are available for free, and we can help you save money on your car insurance rates in Elkton and Cecil County. For homeowners, we offer comprehensive coverage that will give you peace of mind knowing your home is protected. Our condo and renters insurance options are designed to safeguard your investment and personal belongings.

We also cater to businesses, providing them with the necessary coverage to protect their assets and operations. Our life insurance options can help ensure that your loved ones are financially secure in the event of your passing. Furthermore, we offer recreational vehicle insurance, including boat insurance, to protect your leisure investments.

Our Commitment to Excellence

We take pride in our commitment to excellence, demonstrated by our 5 out of 5 average rating on Google from over 948 reviews. We are members of the Business Networking International (BNI) and have been recognized as part of the State Farm President's Club and Chairman's Circle. These achievements reflect our dedication to providing exceptional service and ensuring our clients' satisfaction.

Our Team

Our team comprises experienced professionals who are passionate about helping others. We are a third-generation State Farm agent, and our family has been serving the community for many years. We believe in building strong relationships with our clients, understanding their needs, and providing them with personalized solutions that meet their unique circumstances.

Why Choose Us?

At Simmons Insurance and Financial Services Inc., we are more than just an insurance agency. We are your partners in managing risk and securing your future. With our extensive experience, commitment to excellence, and personalized service, we are the ideal choice for all your insurance needs. Contact us today to learn more about how we can help you protect what matters most.