Business Details
33 Years
experience
Trusted Retirement Planning Services in Clearwater
Peterson Wealth Management is an independent financial planning practice dedicated to comprehensive retirement planning and investment management. Since 1993, we have prioritized client needs through our partnership with Raymond James Financial Services, leveraging their resources while maintaining full independence to provide objective advice. Our focus on retirement specialists allows us to address complex financial decisions with tailored strategies, including Social Security optimization, tax planning, and legacy development. With 40 years of combined experience, our father-son advisory team offers continuity and expertise, guiding clients through market volatility and life transitions.We emphasize clear communication, fiduciary responsibility, and personalized service, ensuring clients feel confident in their financial decisions throughout retirement. Our process begins with understanding individual goals, followed by coordinated strategies that balance immediate needs with long-term security. We serve families in Clearwater and surrounding areas, providing technology-driven solutions alongside human insight to navigate retirement's evolving challenges.
Services
Retirement Planning
Investment Management
Tax Strategy
Withdrawal Sequencing
Legacy Planning
Details
- Year established: 1993
Highlights and features
- We focus exclusively on retirement planning with 40 years of combined experience.
- Our fiduciary advisors prioritize your interests under strict ethical standards.
- We offer coordinated strategies for tax, income, and legacy planning.
- Our succession plan ensures long-term advisor continuity for clients.
- We leverage Raymond James' resources with independent, personalized advice.
Associations and certifications
- Certified Financial Planner Board of Standards Inc.
Services
Retirement Planning
We create personalized retirement strategies addressing income needs, tax efficiency, and legacy goals. Our process includes Social Security optimization, healthcare cost planning, and withdrawal sequencing. With decades of experience, we help clients transition from saving to spending with confidence.
Investment Management
Our evidence-based approach tailors portfolios to individual risk tolerance and cash flow needs. We emphasize tax-aware investing and long-term growth while maintaining discipline during market volatility. Regular reviews ensure alignment with evolving retirement goals.
Tax Strategy
We develop tax-efficient withdrawal plans and Roth conversion strategies to minimize lifetime tax liability. Our specialists coordinate with accountants to implement legal tax reduction methods while maintaining portfolio growth potential.
Withdrawal Sequencing
We optimize asset withdrawal order to extend portfolio longevity. This includes balancing taxable, tax-deferred, and tax-free accounts while managing required minimum distributions. Strategies adapt to changing market conditions and tax laws.
Legacy Planning
Our specialists design estate plans that reflect client values while minimizing probate and tax burdens. Services include beneficiary designation reviews, trust coordination, and charitable giving strategies to preserve family wealth across generations.
People
Tom Peterson
Lead Advisor
Certified Financial Planner with 8 years specializing in retirement transitions. Oversees comprehensive planning including income strategies, tax optimization, and legacy development. Holds Finance degree from University of Central Florida.
Brian Peterson
Founder
40-year industry veteran and Certified Investment Management Analyst. Focuses on portfolio strategy and market analysis. Holds Finance and Economics degrees from St. Cloud State University. Developed firm's evidence-based investment philosophy.
Amanda Erven
Client Service Manager
Manages daily operations with 10+ years in financial services. Coordinates account servicing and client communications. Finance graduate from Florida State University. Ensures efficient back-office support for advisory team.
Questions
What retirement planning services do you offer?
We provide comprehensive retirement strategies including income planning, tax optimization, investment management, Social Security analysis, and legacy planning tailored to individual goals.
Are you legally required to act in my best interest?
Yes, as Investment Advisor Representatives, we operate under a fiduciary standard, legally obligated to prioritize client interests in all recommendations.
How are your fees structured?
We use a transparent fee-based model with no product commissions. Fees are based on assets under management, ensuring alignment with client success.
Do you work with clients outside Florida?
While based in Clearwater, we serve clients nationwide through virtual meetings and digital planning tools while maintaining personalized service.
How often do you review investment portfolios?
We conduct quarterly reviews and provide annual comprehensive plan updates, with additional adjustments made during significant market changes or life events.
